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Heart|Natural|HRD

3.09ct J SI2 Heart Natural Diamond

GD • J/SI2 • HRD 190000099161

Certificate HRD 190000099161

Diamond specifications and retailer prices

From €19,595 EUR
As of November 4, 2026
Save €7,762 EUR (28%) vs most expensive(unlock to see where)
10 retailers carry this diamond
Most expensive: €27,357 EUR at NZ Jewellers · As of November 5, 2026
View at NZ Jewellers

About this 3.09ct natural heart diamond

This 3.09ct natural heart sits in the three to five carat band, graded J colour (near-colourless) and SI2 clarity (slightly-included), with a standard cut grade stated by the retailer rather than the lab and certified by HRD 190000099161. Listed at 10 retailers as of November 4, 2026, with prices from €19,595 to €27,357, a €7,762 spread on the same certified stone. NZ Jewellers lists it at €27,357. Cut grade matters more than carat or clarity for visible brilliance. If you can shift budget toward an Excellent or Ideal cut, do it before chasing higher colour or clarity.

The 4Cs

3.09
Carat
J
Colour
SI2
Clarity
Good
Cut (retailer stated)

Specifications

Cut (retailer stated)Good
PolishVery Good
SymmetryVery Good
FluorescenceMedium
OriginNatural
Grading LabHRD
CertificateHRD 190000099161
Dimensions9.50 × 10.30 × 4.54 mm
L/W Ratio1.08
Top View
9.50 mm10.30 mm3.09 ctJ / SI2
OriginNatural
CutGood
PolishVery Good
SymmetryVery Good
FluorescenceMedium
CertificateHRD 190000099161
Side View
Table 59.0%CrownGirdlePavilionCulet: NoneDepth 44.1%

Caratlytics Score

How it works →
B
Good
Decent quality, room for better deals
Unlock full score analysis
See the detailed 0 to 100 score with Quality, Value, Certification & Market breakdown

Price History

Last verified: Nov 4
Current: €27,357 EUR|Low: €14,418 EUR|High: €27,357 EUR|Avg: €21,327 EUR
NZ Jewellers
Retailer 2
Retailer 3
Retailer 4
Retailer 5
Retailer 6
Retailer 7
Retailer 8
Retailer 9
Retailer 10
Retailer 11
Retailer 12
November 6, 2026
Retailer 4€14,418 EUR
Retailer 11€19,595 EUR
Retailer 3€19,888 EUR
Retailer 12€20,276 EUR
Retailer 7€20,427 EUR
Retailer 10€21,316 EUR
Retailer 5€22,045 EUR
Retailer 6€22,382 EUR
Retailer 2€22,520 EUR
Retailer 8€23,092 EUR
Retailer 9€23,980 EUR
NZ Jewellers€27,357 EUR

24 data points across 12 retailers

10 retailers€19,595 EUR to €27,357 EUR

B
Cheapest Retailer
-
€19,595 EUR
B
Retailer 2
-
€19,888 EUR
View
B
Retailer 3
-
€20,276 EUR
View
B
Retailer 4
-
€20,427 EUR
View
Final sale: no returns
C
Retailer 5
-
€22,045 EUR
View
C
Retailer 6
-
€22,382 EUR
View
C
Retailer 7
-
€22,520 EUR
View
C
Retailer 8
-
€23,092 EUR
View
C
Retailer 9
-
€23,980 EUR
View
Most Expensive
C
NZ Jewellers
b8359989-c7bd-45a0-95d9-5b56d164b001 · Nov 5
€27,357 EUR
$30,544 USD
View
9 more retailers have this diamond
Prices start from €19,595 EURSave up to €7,762 EUR

Carat Hunter is not affiliated with, endorsed by, or sponsored by any retailer listed. Retailer information is from publicly available sources and may not be current. Verify details directly with the retailer before purchasing. Return terms as we hold them. Check the retailer's own returns page before you buy.

B
3.09ct Heart
€19,595 EUR