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Heart|Natural|HRD

3.02ct J SI2 Heart Natural Diamond

VG • J/SI2 • HRD 260000010427

Certificate HRD 260000010427

Diamond specifications and retailer prices

From ₹9,85,409 INR
As of November 1, 2026
Save ₹3,88,077 INR (28%) vs most expensive(unlock to see where)
4 retailers carry this diamond
Most expensive: ₹13,73,486 INR at NZ Jewellers · As of November 3, 2026
View at NZ Jewellers

About this 3.02ct natural heart diamond

This 3.02ct natural heart sits in the three to five carat band, graded J colour (near-colourless) and SI2 clarity (slightly-included), with a very-good cut grade stated by the retailer rather than the lab and certified by HRD 260000010427. Listed at 4 retailers as of November 1, 2026, with prices from ₹9,85,409 to ₹13,73,486, a ₹3,88,077 spread on the same certified stone. NZ Jewellers lists it at ₹13,73,486. Cut grade matters more than carat or clarity for visible brilliance. If you can shift budget toward an Excellent or Ideal cut, do it before chasing higher colour or clarity.

The 4Cs

3.02
Carat
J
Colour
SI2
Clarity
Very Good
Cut (retailer stated)

Specifications

Cut (retailer stated)Very Good
PolishExcellent
SymmetryExcellent
FluorescenceNone
Crown angle39.86°
Pavilion angle40.16°
OriginNatural
Grading LabHRD
CertificateHRD 260000010427
Dimensions8.62 × 10.08 × 5.83 mm
L/W Ratio1.17
Girdle conditionMedium
Top View
8.62 mm10.08 mm3.02 ctJ / SI2
OriginNatural
CutVery Good
PolishExcellent
SymmetryExcellent
FluorescenceNone
CertificateHRD 260000010427
Side View
Table 64.0%Crown 39.86°GirdlePavilion 40.16°Culet: NoneDepth 57.8%

Caratlytics Score

How it works →
A
Excellent
Excellent quality and great value
Unlock full score analysis
See the detailed 0 to 100 score with Quality, Value, Certification & Market breakdown

Price History

Last verified: Nov 1
Current: ₹13,73,486 INR|Low: ₹8,60,495 INR|High: ₹13,75,271 INR|Avg: ₹11,07,072 INR|-0.1%
NZ Jewellers
Retailer 2
Retailer 3
Retailer 4
Retailer 5
November 1, 2026
Retailer 5₹8,60,495 INR
Retailer 3₹9,85,409 INR
Retailer 4₹10,00,624 INR
Retailer 2₹12,86,986 INR
NZ Jewellers₹13,73,486 INR

15 data points across 5 retailers

4 retailers₹9,85,409 INR to ₹13,73,486 INR

A
Cheapest Retailer
-
₹9,85,409 INR
A
Retailer 2
-
₹10,00,624 INR
View
B+
Retailer 3
-
₹12,86,986 INR
View
Most Expensive
B+
NZ Jewellers
da1e7fce-2624-49ec-90d4-45ab81111a94 · Nov 3
₹13,73,486 INR
$14,624 USD
View
3 more retailers have this diamond
Prices start from ₹9,85,409 INRSave up to ₹3,88,077 INR

Carat Hunter is not affiliated with, endorsed by, or sponsored by any retailer listed. Retailer information is from publicly available sources and may not be current. Verify details directly with the retailer before purchasing. Return terms as we hold them. Check the retailer's own returns page before you buy.

A
3.02ct Heart
₹9,85,409 INR