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Heart|Natural|HRD

3.09ct J SI2 Heart Natural Diamond

GD • J/SI2 • HRD 190000099161

Certificate HRD 190000099161

Diamond specifications and retailer prices

From ₹20,54,782 INR
As of November 4, 2026
Save ₹8,13,911 INR (28%) vs most expensive(unlock to see where)
10 retailers carry this diamond
Most expensive: ₹28,68,692 INR at NZ Jewellers · As of November 5, 2026
View at NZ Jewellers

About this 3.09ct natural heart diamond

This 3.09ct natural heart sits in the three to five carat band, graded J colour (near-colourless) and SI2 clarity (slightly-included), with a standard cut grade stated by the retailer rather than the lab and certified by HRD 190000099161. Listed at 10 retailers as of November 4, 2026, with prices from ₹20,54,782 to ₹28,68,692, a ₹8,13,911 spread on the same certified stone. NZ Jewellers lists it at ₹28,68,692. Cut grade matters more than carat or clarity for visible brilliance. If you can shift budget toward an Excellent or Ideal cut, do it before chasing higher colour or clarity.

The 4Cs

3.09
Carat
J
Colour
SI2
Clarity
Good
Cut (retailer stated)

Specifications

Cut (retailer stated)Good
PolishVery Good
SymmetryVery Good
FluorescenceMedium
OriginNatural
Grading LabHRD
CertificateHRD 190000099161
Dimensions9.50 × 10.30 × 4.54 mm
L/W Ratio1.08
Top View
9.50 mm10.30 mm3.09 ctJ / SI2
OriginNatural
CutGood
PolishVery Good
SymmetryVery Good
FluorescenceMedium
CertificateHRD 190000099161
Side View
Table 59.0%CrownGirdlePavilionCulet: NoneDepth 44.1%

Caratlytics Score

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B
Good
Decent quality, room for better deals
Unlock full score analysis
See the detailed 0 to 100 score with Quality, Value, Certification & Market breakdown

Price History

Last verified: Nov 4
Current: ₹28,68,692 INR|Low: ₹15,11,924 INR|High: ₹28,68,692 INR|Avg: ₹22,36,330 INR
NZ Jewellers
Retailer 2
Retailer 3
Retailer 4
Retailer 5
Retailer 6
Retailer 7
Retailer 8
Retailer 9
Retailer 10
Retailer 11
Retailer 12
November 6, 2026
Retailer 4₹15,11,924 INR
Retailer 11₹20,54,782 INR
Retailer 3₹20,85,494 INR
Retailer 12₹21,26,161 INR
Retailer 7₹21,42,033 INR
Retailer 10₹22,35,202 INR
Retailer 5₹23,11,653 INR
Retailer 6₹23,46,967 INR
Retailer 2₹23,61,431 INR
Retailer 8₹24,21,445 INR
Retailer 9₹25,14,614 INR
NZ Jewellers₹28,68,692 INR

24 data points across 12 retailers

10 retailers₹20,54,782 INR to ₹28,68,692 INR

B
Cheapest Retailer
-
₹20,54,782 INR
B
Retailer 2
-
₹20,85,494 INR
View
B
Retailer 3
-
₹21,26,161 INR
View
B
Retailer 4
-
₹21,42,033 INR
View
Final sale: no returns
C
Retailer 5
-
₹23,11,653 INR
View
C
Retailer 6
-
₹23,46,967 INR
View
C
Retailer 7
-
₹23,61,431 INR
View
C
Retailer 8
-
₹24,21,445 INR
View
C
Retailer 9
-
₹25,14,614 INR
View
Most Expensive
C
NZ Jewellers
b8359989-c7bd-45a0-95d9-5b56d164b001 · Nov 5
₹28,68,692 INR
$30,544 USD
View
9 more retailers have this diamond
Prices start from ₹20,54,782 INRSave up to ₹8,13,911 INR

Carat Hunter is not affiliated with, endorsed by, or sponsored by any retailer listed. Retailer information is from publicly available sources and may not be current. Verify details directly with the retailer before purchasing. Return terms as we hold them. Check the retailer's own returns page before you buy.

B
3.09ct Heart
₹20,54,782 INR