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Heart|Natural|HRD

1.03ct J VS1 Heart Natural Diamond

EX • J/VS1 • HRD 260000080166

Certificate HRD 260000080166

Diamond specifications and retailer prices

From $4,189 NZD
As of November 6, 2026
Save $5,302 NZD (56%) vs most expensive(unlock to see where)
8 retailers carry this diamond
Most expensive: $9,490 NZD at NZ Jewellers · As of November 5, 2026
View at NZ Jewellers

About this 1.03ct natural heart diamond

This 1.03ct natural heart sits in the classic one-carat band, graded J colour (near-colourless) and VS1 clarity (very-slightly-included), with a top-tier cut grade stated by the retailer rather than the lab and certified by HRD 260000080166. Listed at 8 retailers as of November 5, 2026, with prices from $4,189 to $9,490, a $5,302 spread on the same certified stone. NZ Jewellers lists it at $9,490. Compare the cross-retailer prices above before buying. The same certified stone often varies 15 to 40% across stores.

The 4Cs

1.03
Carat
J
Colour
VS1
Clarity
Excellent
Cut (retailer stated)

Specifications

Cut (retailer stated)Excellent
PolishExcellent
SymmetryVery Good
FluorescenceFaint
OriginNatural
Grading LabHRD
CertificateHRD 260000080166
Dimensions6.27 × 5.64 × 3.90 mm
L/W Ratio1.11
Culet sizePointed
Top View
6.27 mm5.64 mm1.03 ctJ / VS1
OriginNatural
CutExcellent
PolishExcellent
SymmetryVery Good
FluorescenceFaint
CertificateHRD 260000080166
Side View
Table 73.0%CrownGirdlePavilionCulet: NoneDepth 62.2%

Caratlytics Score

How it works →
B+
Very Good
Strong quality and value balance
Unlock full score analysis
See the detailed 0 to 100 score with Quality, Value, Certification & Market breakdown

Price History

Last verified: Nov 6
Current: $9,490 NZD|Low: $3,207 NZD|High: $9,490 NZD|Avg: $5,155 NZD
NZ Jewellers
Retailer 2
Retailer 3
Retailer 4
Retailer 5
Retailer 6
Retailer 7
Retailer 8
Retailer 9
November 6, 2026
Retailer 9$3,207 NZD
Retailer 8$4,189 NZD
Retailer 5$4,539 NZD
Retailer 7$4,539 NZD
Retailer 4$4,750 NZD
Retailer 6$5,239 NZD
Retailer 2$5,635 NZD
Retailer 3$7,930 NZD
NZ Jewellers$9,490 NZD

19 data points across 9 retailers

8 retailers$4,189 NZD to $9,490 NZD

B+
Cheapest Retailer
-
$4,189 NZD
Final sale: no returns
B+
Retailer 2
-
$4,539 NZD
View
Retailer 3
-
$4,539 NZD
View
Price last confirmed 12 days ago
B+
Retailer 4
-
$4,750 NZD
View
B
Retailer 5
-
$5,239 NZD
View
B
Retailer 6
-
$5,635 NZD
View
B
Retailer 7
-
$7,930 NZD
View
Most Expensive
B
NZ Jewellers
5a5085fa-8c6a-4b47-93ad-9c080ce1e120 · Nov 5
$9,490 NZD
$5,261 USD
View
7 more retailers have this diamond
Prices start from $4,189 NZDSave up to $5,302 NZD

Carat Hunter is not affiliated with, endorsed by, or sponsored by any retailer listed. Retailer information is from publicly available sources and may not be current. Verify details directly with the retailer before purchasing. Return terms as we hold them. Check the retailer's own returns page before you buy.

B+
1.03ct Heart
$4,189 NZD