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Heart|Natural|GIA

1.04ct F IF Heart Natural Diamond

EX • F/IF • GIA 6545824690

Certificate GIA 6545824690

Diamond specifications and retailer prices

From $4,689 NZD
As of November 4, 2026
Save $5,504 NZD (54%) vs most expensive(unlock to see where)
17 retailers carry this diamond
Most expensive: $11,376 NZD at NZ Jewellers · As of September 25, 2026
View at NZ Jewellers

About this 1.04ct natural heart diamond

This 1.04ct natural heart sits in the classic one-carat band, graded F colour (colourless) and IF clarity (flawless or internally-flawless), with a top-tier cut grade stated by the retailer rather than the lab and certified by GIA 6545824690. Listed at 17 retailers as of November 4, 2026, with a 117% spread between the cheapest and most expensive listing. That is exactly the kind of price-discovery gap Carat Hunter was built to surface. Compare the cross-retailer prices above before buying. The same certified stone often varies 15 to 40% across stores.

The 4Cs

1.04
Carat
F
Colour
IF
Clarity
Excellent
Cut (retailer stated)

Specifications

Cut (retailer stated)Excellent
PolishExcellent
SymmetryExcellent
FluorescenceFaint
Pavilion angle38.7°
OriginNatural
Grading LabGIA
CertificateGIA 6545824690
Dimensions6.08 × 7.01 × 4.12 mm
L/W Ratio1.15
Top View
6.08 mm7.01 mm1.04 ctF / IF
OriginNatural
CutExcellent
PolishExcellent
SymmetryExcellent
FluorescenceFaint
CertificateGIA 6545824690
Side View
Table 59.0%CrownGirdle: STK-VTKPavilion 38.7°Culet: NoneDepth 58.8%

Caratlytics Score

How it works →
A+
Exceptional
Excellent quality and great value
Unlock full score analysis
See the detailed 0 to 100 score with Quality, Value, Certification & Market breakdown

Price History

Last verified: Nov 4
Current: $6,324 NZD|Low: $4,598 NZD|High: $10,608 NZD|Avg: $6,708 NZD|-4.2%
Retailer 1
Retailer 2
Retailer 3
Retailer 4
Retailer 5
Retailer 6
Retailer 7
Retailer 8
Retailer 9
Retailer 10
Retailer 11
Retailer 12
Retailer 13
Retailer 14
Retailer 15
Retailer 16
November 6, 2026
Retailer 2$4,689 NZD
Retailer 9$5,390 NZD
Retailer 13$5,584 NZD
Retailer 16$5,604 NZD
Retailer 3$5,639 NZD
Retailer 14$5,817 NZD
Retailer 11$5,874 NZD
Retailer 5$5,915 NZD
Retailer 1$6,324 NZD
Retailer 6$6,381 NZD
Retailer 7$6,621 NZD
Retailer 8$6,827 NZD
Retailer 4$7,116 NZD
Retailer 10$7,459 NZD
Retailer 15$9,939 NZD
Retailer 12$10,193 NZD

29 data points across 16 retailers

17 retailers$4,689 NZD to $10,193 NZD

A+
Cheapest Retailer
-
$4,689 NZD
A
Retailer 2
-
$5,390 NZD
View
A
Retailer 3
-
$5,584 NZD
View
A
Retailer 4
-
$5,604 NZD
View
A
Retailer 5
-
$5,639 NZD
View
Final sale: no returns
A
Retailer 6
-
$5,817 NZD
View
A
Retailer 7
-
$5,874 NZD
View
A
Retailer 8
-
$5,915 NZD
View
A
Retailer 9
-
$6,324 NZD
View
A
Retailer 10
-
$6,381 NZD
View
Retailer 11
-
$6,621 NZD
View
Price last confirmed 14 days ago
Retailer 12
-
$6,827 NZD
View
Price last confirmed 29 days ago
B+
Retailer 13
-
$7,116 NZD
View
B+
Retailer 14
-
$7,459 NZD
View
B+
Retailer 15
-
$9,939 NZD
View
B+
Retailer 16
-
$10,193 NZD
View
Most Expensive
NZ Jewellers
d48f084e-db7f-4bc8-bde6-b04fec2eaf7d · Sep 25
$11,376 NZD
$6,395 USD
View
Price last confirmed 41 days ago
16 more retailers have this diamond
Prices start from $4,689 NZDSave up to $5,504 NZD

Carat Hunter is not affiliated with, endorsed by, or sponsored by any retailer listed. Retailer information is from publicly available sources and may not be current. Verify details directly with the retailer before purchasing. Return terms as we hold them. Check the retailer's own returns page before you buy.

A+
1.04ct Heart
$4,689 NZD