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Heart|Natural|HRD

1.04ct K SI1 Heart Natural Diamond

EX • K/SI1 • HRD 250000250401

Certificate HRD 250000250401

Diamond specifications and retailer prices

From $2,020 NZD
As of November 5, 2026
Save $3,013 NZD (60%) vs most expensive(unlock to see where)
5 retailers carry this diamond
Most expensive: $5,033 NZD at NZ Jewellers · As of November 3, 2026
View at NZ Jewellers

About this 1.04ct natural heart diamond

This 1.04ct natural heart sits in the classic one-carat band, graded K colour (faint-tinted) and SI1 clarity (slightly-included), with a top-tier cut grade stated by the retailer rather than the lab and certified by HRD 250000250401. Listed at 5 retailers as of November 3, 2026, with prices from $2,020 to $5,033, a $3,013 spread on the same certified stone. NZ Jewellers lists it at $5,033. SI-grade stones are eye-clean roughly 60 to 70% of the time at this carat range. Check the inclusion plot on the cert and ask the retailer for high-resolution video before buying.

The 4Cs

1.04
Carat
K
Colour
SI1
Clarity
Excellent
Cut (retailer stated)

Specifications

Cut (retailer stated)Excellent
PolishExcellent
SymmetryExcellent
FluorescenceNone
Crown angle33°
Pavilion angle40.06°
OriginNatural
Grading LabHRD
CertificateHRD 250000250401
Dimensions6.58 × 7.25 × 3.99 mm
L/W Ratio1.10
Girdle conditionMedium
Top View
6.58 mm7.25 mm1.04 ctK / SI1
OriginNatural
CutExcellent
PolishExcellent
SymmetryExcellent
FluorescenceNone
CertificateHRD 250000250401
Side View
Table 62.0%Crown 33°GirdlePavilion 40.06°CuletDepth 55.0%

Caratlytics Score

How it works →
A
Excellent
Excellent quality and great value
Unlock full score analysis
See the detailed 0 to 100 score with Quality, Value, Certification & Market breakdown

Price History

Last verified: Nov 5
Current: $5,033 NZD|Low: $2,020 NZD|High: $5,083 NZD|Avg: $2,968 NZD|-1.0%
NZ Jewellers
Retailer 2
Retailer 3
Retailer 4
Retailer 5
Retailer 6
Retailer 7
November 1, 2026
Retailer 5$2,020 NZD
Retailer 3$2,064 NZD
Retailer 4$2,143 NZD
Retailer 6$2,690 NZD
Retailer 7$2,780 NZD
Retailer 2$3,779 NZD
NZ Jewellers$5,033 NZD

12 data points across 7 retailers

5 retailers$2,020 NZD to $5,033 NZD

A
Cheapest Retailer
-
$2,020 NZD
A
Retailer 2
-
$2,064 NZD
View
B+
Retailer 3
-
$2,143 NZD
View
B
Retailer 4
-
$3,779 NZD
View
Most Expensive
B
NZ Jewellers
91efdb34-83f4-41b2-97f8-d848fdecd910 · Nov 3
$5,033 NZD
$2,790 USD
View
4 more retailers have this diamond
Prices start from $2,020 NZDSave up to $3,013 NZD

Carat Hunter is not affiliated with, endorsed by, or sponsored by any retailer listed. Retailer information is from publicly available sources and may not be current. Verify details directly with the retailer before purchasing. Return terms as we hold them. Check the retailer's own returns page before you buy.

A
1.04ct Heart
$2,020 NZD