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Heart|Natural|HRD

3.09ct J SI2 Heart Natural Diamond

GD • J/SI2 • HRD 190000099161

Certificate HRD 190000099161

Diamond specifications and retailer prices

From $39,466 NZD
As of November 4, 2026
Save $15,633 NZD (28%) vs most expensive(unlock to see where)
10 retailers carry this diamond
Most expensive: $55,098 NZD at NZ Jewellers · As of November 5, 2026
View at NZ Jewellers

About this 3.09ct natural heart diamond

This 3.09ct natural heart sits in the three to five carat band, graded J colour (near-colourless) and SI2 clarity (slightly-included), with a standard cut grade stated by the retailer rather than the lab and certified by HRD 190000099161. Listed at 10 retailers as of November 4, 2026, with prices from $39,466 to $55,098, a $15,633 spread on the same certified stone. NZ Jewellers lists it at $55,098. Cut grade matters more than carat or clarity for visible brilliance. If you can shift budget toward an Excellent or Ideal cut, do it before chasing higher colour or clarity.

The 4Cs

3.09
Carat
J
Colour
SI2
Clarity
Good
Cut (retailer stated)

Specifications

Cut (retailer stated)Good
PolishVery Good
SymmetryVery Good
FluorescenceMedium
OriginNatural
Grading LabHRD
CertificateHRD 190000099161
Dimensions9.50 × 10.30 × 4.54 mm
L/W Ratio1.08
Top View
9.50 mm10.30 mm3.09 ctJ / SI2
OriginNatural
CutGood
PolishVery Good
SymmetryVery Good
FluorescenceMedium
CertificateHRD 190000099161
Side View
Table 59.0%CrownGirdlePavilionCulet: NoneDepth 44.1%

Caratlytics Score

How it works →
B
Good
Decent quality, room for better deals
Unlock full score analysis
See the detailed 0 to 100 score with Quality, Value, Certification & Market breakdown

Price History

Last verified: Nov 4
Current: $55,098 NZD|Low: $29,039 NZD|High: $55,098 NZD|Avg: $42,953 NZD
NZ Jewellers
Retailer 2
Retailer 3
Retailer 4
Retailer 5
Retailer 6
Retailer 7
Retailer 8
Retailer 9
Retailer 10
Retailer 11
Retailer 12
November 6, 2026
Retailer 4$29,039 NZD
Retailer 11$39,466 NZD
Retailer 3$40,056 NZD
Retailer 12$40,837 NZD
Retailer 7$41,142 NZD
Retailer 10$42,931 NZD
Retailer 5$44,399 NZD
Retailer 6$45,078 NZD
Retailer 2$45,355 NZD
Retailer 8$46,508 NZD
Retailer 9$48,298 NZD
NZ Jewellers$55,098 NZD

24 data points across 12 retailers

10 retailers$39,466 NZD to $55,098 NZD

B
Cheapest Retailer
-
$39,466 NZD
B
Retailer 2
-
$40,056 NZD
View
B
Retailer 3
-
$40,837 NZD
View
B
Retailer 4
-
$41,142 NZD
View
Final sale: no returns
C
Retailer 5
-
$44,399 NZD
View
C
Retailer 6
-
$45,078 NZD
View
C
Retailer 7
-
$45,355 NZD
View
C
Retailer 8
-
$46,508 NZD
View
C
Retailer 9
-
$48,298 NZD
View
Most Expensive
C
NZ Jewellers
b8359989-c7bd-45a0-95d9-5b56d164b001 · Nov 5
$55,098 NZD
$30,544 USD
View
9 more retailers have this diamond
Prices start from $39,466 NZDSave up to $15,633 NZD

Carat Hunter is not affiliated with, endorsed by, or sponsored by any retailer listed. Retailer information is from publicly available sources and may not be current. Verify details directly with the retailer before purchasing. Return terms as we hold them. Check the retailer's own returns page before you buy.

B
3.09ct Heart
$39,466 NZD