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Heart|Natural|GIA

3.16ct F SI1 Heart Natural Diamond

VG • F/SI1 • GIA 1545927634

Certificate GIA 1545927634

Diamond specifications and retailer prices

From $52,228 NZD
As of November 6, 2026
Save $47,815 NZD (48%) vs most expensive(unlock to see where)
17 retailers carry this diamond
Most expensive: $100,044 NZD at MOH London · As of November 4, 2026
View at MOH London

About this 3.16ct natural heart diamond

This 3.16ct natural heart sits in the three to five carat band, graded F colour (colourless) and SI1 clarity (slightly-included), with a very-good cut grade stated by the retailer rather than the lab and certified by GIA 1545927634. Listed at 17 retailers as of November 4, 2026, with prices from $52,228 to $100,044, a $47,815 spread on the same certified stone. MOH London lists it at $100,044. Cut grade matters more than carat or clarity for visible brilliance. If you can shift budget toward an Excellent or Ideal cut, do it before chasing higher colour or clarity.

The 4Cs

3.16
Carat
F
Colour
SI1
Clarity
Very Good
Cut (retailer stated)

Specifications

Cut (retailer stated)Very Good
PolishExcellent
SymmetryExcellent
FluorescenceNone
OriginNatural
Grading LabGIA
CertificateGIA 1545927634
Dimensions10.01 × 8.89 × 5.88 mm
L/W Ratio1.13
Girdle conditionFaceted
Top View
10.01 mm8.89 mm3.16 ctF / SI1
OriginNatural
CutVery Good
PolishExcellent
SymmetryExcellent
FluorescenceNone
CertificateGIA 1545927634
Side View
Table 59.0%CrownGirdle: STK-VTKPavilionCulet: NDepth 58.8%

Caratlytics Score

How it works →
B+
Very Good
Strong quality and value balance
Unlock full score analysis
See the detailed 0 to 100 score with Quality, Value, Certification & Market breakdown

Price History

Last verified: Nov 6
Current: $100,044 NZD|Low: $51,606 NZD|High: $100,832 NZD|Avg: $65,512 NZD|-0.8%
MOH London
Retailer 2
Retailer 3
Retailer 4
Retailer 5
Retailer 6
Retailer 7
Retailer 8
Retailer 9
Retailer 10
Retailer 11
Retailer 12
Retailer 13
Retailer 14
November 7, 2026
Retailer 5$52,228 NZD
Retailer 6$55,304 NZD
Retailer 3$55,795 NZD
Retailer 8$57,689 NZD
Retailer 12$58,233 NZD
Retailer 7$58,286 NZD
Retailer 11$58,877 NZD
Retailer 10$59,099 NZD
Retailer 2$59,195 NZD
Retailer 14$62,343 NZD
Retailer 4$64,704 NZD
Retailer 13$76,723 NZD
Retailer 9$82,689 NZD
MOH London$100,044 NZD

24 data points across 14 retailers

17 retailers$52,228 NZD to $100,044 NZD

B+
Cheapest Retailer
-
$52,228 NZD
B+
Retailer 2
-
$55,304 NZD
View
B+
Retailer 3
-
$55,795 NZD
View
B+
Retailer 4
-
$57,689 NZD
View
B+
Retailer 5
-
$58,233 NZD
View
B+
Retailer 6
-
$58,286 NZD
View
B+
Retailer 7
-
$58,877 NZD
View
Final sale: no returns
B+
Retailer 8
-
$59,099 NZD
View
B+
Retailer 9
-
$59,195 NZD
View
B+
Retailer 10
-
$62,343 NZD
View
Retailer 11
-
$64,648 NZD
View
Price last confirmed 34 days ago
B+
Retailer 12
-
$64,704 NZD
View
Retailer 13
-
$69,499 NZD
View
Price last confirmed 43 days ago
B
Retailer 14
-
$70,830 NZD
View
B
Retailer 15
-
$76,723 NZD
View
B
Retailer 16
-
$82,689 NZD
View
Most Expensive
B
MOH London
2A471872E · Nov 4
$100,044 NZD
£43,669 GBP
View
16 more retailers have this diamond
Prices start from $52,228 NZDSave up to $47,815 NZD

Carat Hunter is not affiliated with, endorsed by, or sponsored by any retailer listed. Retailer information is from publicly available sources and may not be current. Verify details directly with the retailer before purchasing. Return terms as we hold them. Check the retailer's own returns page before you buy.

B+
3.16ct Heart
$52,228 NZD