Heart|Natural|GIA

3.20ct F VS2 Heart Natural Diamond

VG • F/VS2 • GIA 1548537842

Certificate GIA 1548537842

Diamond specifications and retailer prices

From $67,305 NZD
₹3,612,708 INR
As of November 1, 2026
Save $8,321 NZD (11%) vs most expensive(unlock to see where)
18 retailers carry this diamond
Most expensive: $117,355 NZD at MOH London · As of October 19, 2026
View at MOH London

About this 3.2ct natural heart diamond

This 3.2ct natural heart sits in the three to five carat band, graded F colour (colourless) and VS2 clarity (very-slightly-included), with a very-good cut grade stated by the retailer rather than the lab and certified by GIA 1548537842. Listed at 18 retailers as of November 1, 2026, with a relatively tight 12% spread, which is unusual at this carat range and suggests competitive pricing across the listings. Cut grade matters more than carat or clarity for visible brilliance. If you can shift budget toward an Excellent or Ideal cut, do it before chasing higher colour or clarity.

The 4Cs

3.20
Carat
F
Colour
VS2
Clarity
Very Good
Cut (retailer stated)

Specifications

Cut (retailer stated)Very Good
PolishExcellent
SymmetryExcellent
FluorescenceFaint
Pavilion angle42.2°
OriginNatural
Grading LabGIA
CertificateGIA 1548537842
Dimensions10.30 × 9.09 × 5.91 mm
L/W Ratio1.13
Girdle conditionFaceted
Top View
10.30 mm9.09 mm3.20 ctF / VS2
OriginNatural
CutVery Good
PolishExcellent
SymmetryExcellent
FluorescenceFaint
CertificateGIA 1548537842
Side View
Table 59.0%CrownGirdle: STK-VTKPavilion 42.2°Culet: NDepth 57.3%

Caratlytics Score

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A
Excellent
Excellent quality and great value
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Price History

Last verified: Nov 1
Current: $117,355 NZD|Low: $60,775 NZD|High: $121,684 NZD|Avg: $77,843 NZD|-3.6%
MOH London
Retailer 2
Retailer 3
Retailer 4
Retailer 5
Retailer 6
Retailer 7
Retailer 8
Retailer 9
Retailer 10
Retailer 11
Retailer 12
Retailer 13
Retailer 14
Retailer 15
Retailer 16
Retailer 17
November 1, 2026
Retailer 12$60,775 NZD
Retailer 11$67,161 NZD
Retailer 2$67,305 NZD
Retailer 8$69,320 NZD
Retailer 10$69,599 NZD
Retailer 14$71,529 NZD
Retailer 3$71,593 NZD
Retailer 6$72,290 NZD
Retailer 9$72,383 NZD
Retailer 15$75,626 NZD
Retailer 7$77,455 NZD
Retailer 17$79,941 NZD
Retailer 4$80,109 NZD
Retailer 13$80,513 NZD
Retailer 16$87,302 NZD
Retailer 5$95,531 NZD
MOH London$117,355 NZD

25 data points across 17 retailers

18 retailers$67,305 NZD to $75,626 NZD

Retailer 1
-
$60,775 NZD
HK$267,600 HKD
Price last confirmed 12 days ago
Retailer 2
-
$67,161 NZD
€36,049 EUR
View
Price last confirmed 12 days ago
A
Retailer 3
-
$67,305 NZD
₹3,612,708 INR
View
Retailer 4
-
$69,320 NZD
SGD 52,796 SGD
View
Price last confirmed 23 days ago
A
Retailer 5
-
$69,599 NZD
$39,226 USD
View
Retailer 6
-
$71,529 NZD
£31,743 GBP
View
Price last confirmed 13 days ago
Retailer 7
-
$71,593 NZD
$40,350 USD
View
Price last confirmed 12 days ago
Retailer 8
-
$72,290 NZD
$40,743 USD
View
Price last confirmed 12 days ago
Retailer 9
-
$72,383 NZD
A$62,762 AUD
View
Price last confirmed 29 days ago
B+
Retailer 10
-
$75,626 NZD
$42,623 USD
View
Final sale: no returns
Retailer 11
-
$77,455 NZD
$43,654 USD
View
Price last confirmed 13 days ago
Retailer 12
-
$79,941 NZD
$45,055 USD
View
Price last confirmed 13 days ago
Retailer 13
-
$79,971 NZD
$45,072 USD
View
Price last confirmed 37 days ago
Retailer 14
-
$80,109 NZD
$45,150 USD
View
Price last confirmed 13 days ago
Retailer 15
-
$80,513 NZD
£35,730 GBP
View
Price last confirmed 13 days ago
Retailer 16
-
$87,302 NZD
$49,203 USD
View
Price last confirmed 13 days ago
Retailer 17
-
$95,531 NZD
ZAR 869,814 ZAR
View
Price last confirmed 15 days ago
Most Expensive
MOH London
AE17BBBAC · Oct 19
$117,355 NZD
£52,080 GBP
View
Price last confirmed 14 days ago
17 more retailers have this diamond
Prices start from $67,305 NZDSave up to $8,321 NZD

Carat Hunter is not affiliated with, endorsed by, or sponsored by any retailer listed. Retailer information is from publicly available sources and may not be current. Verify details directly with the retailer before purchasing. Return terms as we hold them. Check the retailer's own returns page before you buy.

A
3.20ct Heart
$67,305 NZD