Heart|Natural|GIA

3.40ct D IF Heart Natural Diamond

EX • D/IF • GIA 1236816149

Certificate GIA 1236816149

Diamond specifications and retailer prices

From $123,548 NZD
HK$544,000 HKD
As of November 1, 2026
Save $114,803 NZD (48%) vs most expensive(unlock to see where)
21 retailers carry this diamond
Most expensive: $238,352 NZD at MOH London · As of November 1, 2026
View at MOH London

About this 3.4ct natural heart diamond

This 3.4ct natural heart sits in the three to five carat band, graded D colour (colourless) and IF clarity (flawless or internally-flawless), with a top-tier cut grade stated by the retailer rather than the lab and certified by GIA 1236816149. Listed at 21 retailers as of November 1, 2026, with prices from $123,548 to $238,352, a $114,803 spread on the same certified stone. MOH London lists it at $238,352. At this carat range, natural pricing varies dramatically across retailers, so the cross-retailer spread on this exact stone is your single best indicator of fair price.

The 4Cs

3.40
Carat
D
Colour
IF
Clarity
Excellent
Cut (retailer stated)

Specifications

Cut (retailer stated)Excellent
PolishExcellent
SymmetryExcellent
FluorescenceNone
Pavilion angle40.7°
OriginNatural
Grading LabGIA
CertificateGIA 1236816149
Dimensions9.26 × 10.42 × 5.99 mm
L/W Ratio1.13
Girdle conditionFaceted
Top View
9.26 mm10.42 mm3.40 ctD / IF
OriginNatural
CutExcellent
PolishExcellent
SymmetryExcellent
FluorescenceNone
CertificateGIA 1236816149
Side View
Table 57.0%CrownGirdle: MED-VTKPavilion 40.7°Culet: NoneDepth 57.5%

Caratlytics Score

How it works →
A+
Exceptional
Excellent quality and great value
Unlock full score analysis
See the detailed 0 to 100 score with Quality, Value, Certification & Market breakdown

Price History

Last verified: Nov 1
Current: $238,352 NZD|Low: $123,548 NZD|High: $248,352 NZD|Avg: $156,167 NZD|-4.0%
MOH London
Retailer 2
Retailer 3
Retailer 4
Retailer 5
Retailer 6
Retailer 7
Retailer 8
Retailer 9
Retailer 10
Retailer 11
Retailer 12
Retailer 13
Retailer 14
Retailer 15
Retailer 16
Retailer 17
Retailer 18
Retailer 19
November 2, 2026
Retailer 16$123,548 NZD
Retailer 18$126,052 NZD
Retailer 15$133,152 NZD
Retailer 13$135,324 NZD
Retailer 9$135,599 NZD
Retailer 4$137,403 NZD
Retailer 7$137,846 NZD
Retailer 17$139,575 NZD
Retailer 12$141,330 NZD
Retailer 14$144,073 NZD
Retailer 10$145,884 NZD
Retailer 6$147,739 NZD
Retailer 11$148,997 NZD
Retailer 19$160,989 NZD
Retailer 3$163,937 NZD
Retailer 8$173,321 NZD
Retailer 2$178,530 NZD
Retailer 5$197,850 NZD
MOH London$238,352 NZD

20 data points across 19 retailers

21 retailers$123,548 NZD to $238,352 NZD

A+
Cheapest Retailer
-
$123,548 NZD
HK$544,000 HKD
A+
Retailer 2
-
$126,052 NZD
€67,660 EUR
View
A
Retailer 3
-
$133,152 NZD
$75,045 USD
View
A
Retailer 4
-
$135,324 NZD
$76,269 USD
View
A
Retailer 5
-
$135,599 NZD
$76,424 USD
View
A
Retailer 6
-
$137,403 NZD
€73,753 EUR
View
A
Retailer 7
-
$137,846 NZD
$77,690 USD
View
A
Retailer 8
-
$139,575 NZD
₹7,491,877 INR
View
A
Retailer 9
-
$141,330 NZD
$79,654 USD
View
Final sale: no returns
A
Retailer 10
-
$144,073 NZD
$81,200 USD
View
Retailer 11
-
$145,884 NZD
£64,740 GBP
View
Price last confirmed 7 days ago
Retailer 12
-
$145,952 NZD
A$126,553 AUD
View
Price last confirmed 29 days ago
A
Retailer 13
-
$147,739 NZD
$83,266 USD
View
A
Retailer 14
-
$148,997 NZD
$83,975 USD
View
B+
Retailer 15
-
$160,989 NZD
$90,734 USD
View
B+
Retailer 16
-
$163,937 NZD
A$142,147 AUD
View
Retailer 17
-
$168,839 NZD
$95,158 USD
View
Price last confirmed 37 days ago
B+
Retailer 18
-
$173,321 NZD
$97,684 USD
View
B+
Retailer 19
-
$178,530 NZD
$100,620 USD
View
B+
Retailer 20
-
$197,850 NZD
ZAR 1,801,430 ZAR
View
Most Expensive
B
MOH London
B9E09D534 · Nov 1
$238,352 NZD
£105,776 GBP
View
20 more retailers have this diamond
Prices start from $123,548 NZDSave up to $114,803 NZD

Carat Hunter is not affiliated with, endorsed by, or sponsored by any retailer listed. Retailer information is from publicly available sources and may not be current. Verify details directly with the retailer before purchasing. Return terms as we hold them. Check the retailer's own returns page before you buy.

A+
3.40ct Heart
$123,548 NZD