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Heart|Natural|IGI

3.95ct I IF Heart Natural Diamond

VG • I/IF • IGI 522257168

Shape and cutting style on the report: Heart brilliant

Certificate IGI 522257168

Diamond specifications and retailer prices

From $104,522 NZD
$58,909 USD
As of October 31, 2026
Save $61,812 NZD (37%) vs most expensive(unlock to see where)
14 retailers carry this diamond
Most expensive: $166,334 NZD at MOH London · As of November 1, 2026
View at MOH London

About this 3.95ct natural heart diamond

This 3.95ct natural heart sits in the three to five carat band, graded I colour (near-colourless) and IF clarity (flawless or internally-flawless), with a very-good cut grade and certified by IGI 522257168. Listed at 14 retailers as of October 31, 2026, with prices from $104,522 to $166,334, a $61,812 spread on the same certified stone. MOH London lists it at $166,334. Cut grade matters more than carat or clarity for visible brilliance. If you can shift budget toward an Excellent or Ideal cut, do it before chasing higher colour or clarity.

The 4Cs

3.95
Carat
I
Colour
IF
Clarity
Very Good
Cut

Specifications

CutVery Good
PolishExcellent
SymmetryExcellent
FluorescenceNone
Crown angle33.7°
Pavilion angle39.1°
OriginNatural
Grading LabIGI
CertificateIGI 522257168
Dimensions9.18 × 11.06 × 6.53 mm
L/W Ratio1.20
Girdle conditionFaceted
Culet sizePointed
Top View
9.18 mm11.06 mm3.95 ctI / IF
OriginNatural
CutVery Good
PolishExcellent
SymmetryExcellent
FluorescenceNone
CertificateIGI 522257168
Side View
Table 61.0%Crown 33.7°Girdle: STK-VTKPavilion 39.1°Culet: NoneDepth 59.0%

Caratlytics Score

How it works →
B+
Very Good
Strong quality and value balance
Unlock full score analysis
See the detailed 0 to 100 score with Quality, Value, Certification & Market breakdown

Price History

Last verified: Oct 31
Current: $166,334 NZD|Low: $97,966 NZD|High: $168,337 NZD|Avg: $122,592 NZD|-0.1%
MOH London
Retailer 2
Retailer 3
Retailer 4
Retailer 5
Retailer 6
Retailer 7
Retailer 8
Retailer 9
Retailer 10
Retailer 11
November 2, 2026
Retailer 3$104,522 NZD
Retailer 11$107,762 NZD
Retailer 2$109,117 NZD
Retailer 9$110,942 NZD
Retailer 4$111,556 NZD
Retailer 6$117,560 NZD
Retailer 7$122,459 NZD
Retailer 10$127,356 NZD
Retailer 8$132,255 NZD
Retailer 5$138,068 NZD
MOH London$166,334 NZD

40 data points across 11 retailers

14 retailers$104,522 NZD to $166,334 NZD

B+
Cheapest Retailer
-
$104,522 NZD
$58,909 USD
B+
Retailer 2
-
$106,538 NZD
$60,045 USD
View
B+
Retailer 3
-
$107,762 NZD
$60,735 USD
View
Final sale: no returns
B+
Retailer 4
-
$109,117 NZD
£48,424 GBP
View
B+
Retailer 5
-
$110,942 NZD
$62,527 USD
View
B+
Retailer 6
-
$111,556 NZD
£49,506 GBP
View
B+
Retailer 7
-
$113,715 NZD
$64,090 USD
View
B+
Retailer 8
-
$117,560 NZD
$66,257 USD
View
B+
Retailer 9
-
$122,459 NZD
$69,018 USD
View
B
Retailer 10
-
$127,356 NZD
$71,778 USD
View
B
Retailer 11
-
$130,980 NZD
$73,820 USD
View
B
Retailer 12
-
$132,255 NZD
$74,539 USD
View
B
Retailer 13
-
$138,068 NZD
ZAR 1,257,116 ZAR
View
Most Expensive
B
MOH London
06B1CD647 · Nov 1
$166,334 NZD
£73,816 GBP
View
13 more retailers have this diamond
Prices start from $104,522 NZDSave up to $61,812 NZD

Carat Hunter is not affiliated with, endorsed by, or sponsored by any retailer listed. Retailer information is from publicly available sources and may not be current. Verify details directly with the retailer before purchasing. Return terms as we hold them. Check the retailer's own returns page before you buy.

B+
3.95ct Heart
$104,522 NZD