How much does a 3.00 to 4.99ct D FL natural heart diamond cost?

As of September 2026, 3.00 to 4.99ct D FL natural heart diamonds typically cost €58,054 EUR to €130,024 EUR, with a median price of €78,106 EUR. There are currently 48 diamonds matching this specification available across retailers.

Where can I find the best price on a D FL heart diamond?

Compare prices across retailers on Carat Hunter to see all your options.

3.00 to 4.99ct D FL Natural Heart

Quick answer

As of September 2026, there are 48 natural heart diamonds with D colour and FL clarity in the 3.00 to 4.99ct range available across retailers worldwide. Prices typically run €58,054 EUR to €130,024 EUR, with a median of €78,106 EUR. At least 25 retailers stock this exact specification. Half of all listings fall between €22,927 EUR and €27,838 EUR per carat. The same specification in lab grown form lists at a median of about €1,768 EUR per carat.

Three of the best scored stones at this specification right now:

Caratlytics Diamond Price Index, August 2026: natural diamonds at 2,184 USD per carat and lab-grown at 464 USD per carat, a natural to lab ratio of 4.7 to 1. Heart natural stones in the index: 2,261 USD per carat, +1.7% month on month. See the full index release

Figures come from live listings across more than 100 retailers and refresh daily. The index is a monthly release.

Last updated: September 2026

Available

Lowest Price

€41,882 EUR

Highest Price

€193,058 EUR

Average Price

€89,257 EUR

Market Intelligence

Retailers Selling

Price Spread

19.9%

Price Range

Price per carat distribution across retailers

$28,444/ct

10th Percentile

$23,633

Median

$28,444

90th Percentile

$38,007

Score Distribution

48 diamonds scored across 5 quality tiers

Exceptional

1 (2.1%)

Excellent

17 (35.4%)

Very Good

8 (16.7%)

Good

17 (35.4%)

Average

5 (10.4%)

Find Your Diamond

Search 48 D FL heart diamonds and compare prices.

Search Diamonds

Consider Instead

Save money without compromising on what matters. These alternatives are visually similar but cost less.

D IFIF inclusions are not visible without magnification

Save 9%

Lab-Grown D FLSame specifications, lab-grown origin

Save 94%

Related Specifications

D IF D VVS1 D VVS2 D VS1 D VS2 D SI1 E IF E VVS1 E VVS2 E VS1 E VS2 E SI1 F IF F VVS1 F VVS2 F VS1 F VS2 F SI1 G IF G VVS1 G VVS2 G VS1 G VS2 G SI1 H IF H VVS1 H VVS2 H VS1 H VS2 H SI1 I IF I VVS1 I VVS2 I VS1 I VS2 I SI1