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Heart|Natural|HRD

1.02ct K IF Heart Natural Diamond

FR • K/IF • HRD 260000038261

Shape and cutting style on the report: Heart

Certificate HRD 260000038261

Diamond specifications and retailer prices

From $3,550 NZD
As of November 5, 2026
Save $5,110 NZD (59%) vs most expensive(unlock to see where)
7 retailers carry this diamond
Most expensive: $8,661 NZD at NZ Jewellers · As of November 5, 2026
View at NZ Jewellers

About this 1.02ct natural heart diamond

This 1.02ct natural heart sits in the classic one-carat band, graded K colour (faint-tinted) and IF clarity (flawless or internally-flawless), with a standard cut grade stated by the retailer rather than the lab and certified by HRD 260000038261. Listed at 7 retailers as of November 5, 2026, with prices from $3,550 to $8,661, a $5,110 spread on the same certified stone. NZ Jewellers lists it at $8,661. Cut grade matters more than carat or clarity for visible brilliance. If you can shift budget toward an Excellent or Ideal cut, do it before chasing higher colour or clarity.

The 4Cs

1.02
Carat
K
Colour
IF
Clarity
Fair
Cut (retailer stated)

Specifications

Cut (retailer stated)Fair
PolishExcellent
SymmetryVery Good
FluorescenceNone
OriginNatural
Grading LabHRD
CertificateHRD 260000038261
Dimensions5.69 × 6.34 × 3.92 mm
L/W Ratio1.11
Girdle conditionPolished
Culet sizePointed
Top View
5.69 mm6.34 mm1.02 ctK / IF
OriginNatural
CutFair
PolishExcellent
SymmetryVery Good
FluorescenceNone
CertificateHRD 260000038261
Side View
Table 67.0%CrownGirdle: MediumPavilionCulet: NoneDepth 62.0%

Caratlytics Score

How it works →
B+
Very Good
Strong quality and value balance
Unlock full score analysis
See the detailed 0 to 100 score with Quality, Value, Certification & Market breakdown

Price History

Last verified: Nov 5
Current: $8,661 NZD|Low: $3,177 NZD|High: $8,661 NZD|Avg: $4,611 NZD
NZ Jewellers
Retailer 2
Retailer 3
Retailer 4
Retailer 5
Retailer 6
Retailer 7
Retailer 8
Retailer 9
Retailer 10
November 6, 2026
Retailer 9$3,177 NZD
Retailer 4$3,550 NZD
Retailer 6$3,550 NZD
Retailer 7$3,714 NZD
Retailer 2$3,900 NZD
Retailer 5$4,097 NZD
Retailer 10$4,374 NZD
Retailer 8$4,629 NZD
Retailer 3$6,204 NZD
NZ Jewellers$8,661 NZD

43 data points across 10 retailers

7 retailers$3,550 NZD to $8,661 NZD

B+
Cheapest Retailer
-
$3,550 NZD
Retailer 2
-
$3,550 NZD
View
Price last confirmed 8 days ago
B+
Retailer 3
-
$3,714 NZD
View
B
Retailer 4
-
$3,900 NZD
View
B
Retailer 5
-
$4,097 NZD
View
B
Retailer 6
-
$6,204 NZD
View
Most Expensive
C
NZ Jewellers
1b4e062d-e0c5-45f1-b1cc-286674a20ff0 · Nov 5
$8,661 NZD
$4,801 USD
View
6 more retailers have this diamond
Prices start from $3,550 NZDSave up to $5,110 NZD

Carat Hunter is not affiliated with, endorsed by, or sponsored by any retailer listed. Retailer information is from publicly available sources and may not be current. Verify details directly with the retailer before purchasing. Return terms as we hold them. Check the retailer's own returns page before you buy.

B+
1.02ct Heart
$3,550 NZD