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Heart|Natural|GIA

1.03ct K IF Heart Natural Diamond

EX • K/IF • GIA 2245044211

Certificate GIA 2245044211

Diamond specifications and retailer prices

From $2,646 NZD
As of November 6, 2026
Save $3,298 NZD (55%) vs most expensive(unlock to see where)
16 retailers carry this diamond
Most expensive: $8,823 NZD at NZ Jewellers · As of September 28, 2026
View at NZ Jewellers

About this 1.03ct natural heart diamond

This 1.03ct natural heart sits in the classic one-carat band, graded K colour (faint-tinted) and IF clarity (flawless or internally-flawless), with a top-tier cut grade stated by the retailer rather than the lab and certified by GIA 2245044211. Listed at 16 retailers as of November 2, 2026, with a 125% spread between the cheapest and most expensive listing. That is exactly the kind of price-discovery gap Carat Hunter was built to surface. Compare the cross-retailer prices above before buying. The same certified stone often varies 15 to 40% across stores.

The 4Cs

1.03
Carat
K
Colour
IF
Clarity
Excellent
Cut (retailer stated)

Specifications

Cut (retailer stated)Excellent
PolishVery Good
SymmetryVery Good
FluorescenceNone
OriginNatural
Grading LabGIA
CertificateGIA 2245044211
Dimensions5.73 × 7.03 × 4.18 mm
L/W Ratio1.23
Top View
5.73 mm7.03 mm1.03 ctK / IF
OriginNatural
CutExcellent
PolishVery Good
SymmetryVery Good
FluorescenceNone
CertificateGIA 2245044211
Side View
Table 63.0%CrownGirdle: STK-THKPavilionCulet: NoneDepth 59.5%

Caratlytics Score

How it works →
A
Excellent
Excellent quality and great value
Unlock full score analysis
See the detailed 0 to 100 score with Quality, Value, Certification & Market breakdown

Price History

Last verified: Nov 6
Current: $3,792 NZD|Low: $2,646 NZD|High: $6,175 NZD|Avg: $3,670 NZD|-2.3%
Retailer 1
Retailer 2
Retailer 3
Retailer 4
Retailer 5
Retailer 6
Retailer 7
Retailer 8
Retailer 9
Retailer 10
Retailer 11
November 6, 2026
Retailer 4$2,646 NZD
Retailer 5$3,022 NZD
Retailer 10$3,076 NZD
Retailer 2$3,132 NZD
Retailer 3$3,139 NZD
Retailer 8$3,482 NZD
Retailer 11$3,640 NZD
Retailer 6$3,684 NZD
Retailer 1$3,792 NZD
Retailer 7$4,140 NZD
Retailer 9$5,944 NZD

25 data points across 11 retailers

16 retailers$2,646 NZD to $5,944 NZD

A
Cheapest Retailer
-
$2,646 NZD
A
Retailer 2
-
$3,022 NZD
View
A
Retailer 3
-
$3,076 NZD
View
A
Retailer 4
-
$3,132 NZD
View
Final sale: no returns
A
Retailer 5
-
$3,139 NZD
View
B+
Retailer 6
-
$3,482 NZD
View
Retailer 7
-
$3,617 NZD
View
Price last confirmed 44 days ago
Retailer 8
-
$3,617 NZD
View
Price last confirmed 41 days ago
B+
Retailer 9
-
$3,640 NZD
View
B+
Retailer 10
-
$3,684 NZD
View
B+
Retailer 11
-
$3,792 NZD
View
B+
Retailer 12
-
$4,140 NZD
View
Retailer 13
-
$4,174 NZD
View
Price last confirmed 45 days ago
Retailer 14
-
$4,174 NZD
View
Price last confirmed 39 days ago
B
Retailer 15
-
$5,944 NZD
View
Most Expensive
NZ Jewellers
190e2c8d-6770-4509-8081-15cc78a6d2cc · Sep 28
$8,823 NZD
$4,891 USD
View
Price last confirmed 39 days ago
15 more retailers have this diamond
Prices start from $2,646 NZDSave up to $3,298 NZD

Carat Hunter is not affiliated with, endorsed by, or sponsored by any retailer listed. Retailer information is from publicly available sources and may not be current. Verify details directly with the retailer before purchasing. Return terms as we hold them. Check the retailer's own returns page before you buy.

A
1.03ct Heart
$2,646 NZD