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Heart|Natural|HRD

1.03ct F SI2 Heart Natural Diamond

GD • F/SI2 • HRD 170002934690

Certificate HRD 170002934690

Diamond specifications and retailer prices

From $5,645 NZD
$3,176 USD
As of November 1, 2026
Save $4,989 NZD (47%) vs most expensive(unlock to see where)
9 retailers carry this diamond
Most expensive: $11,078 NZD at NZ Jewellers · As of September 30, 2026
View at NZ Jewellers

About this 1.03ct natural heart diamond

This 1.03ct natural heart sits in the classic one-carat band, graded F colour (colourless) and SI2 clarity (slightly-included), with a standard cut grade stated by the retailer rather than the lab and certified by HRD 170002934690. Listed at 9 retailers as of November 1, 2026, with a 88% spread between the cheapest and most expensive listing. That is exactly the kind of price-discovery gap Carat Hunter was built to surface. Cut grade matters more than carat or clarity for visible brilliance. If you can shift budget toward an Excellent or Ideal cut, do it before chasing higher colour or clarity.

The 4Cs

1.03
Carat
F
Colour
SI2
Clarity
Good
Cut (retailer stated)

Specifications

Cut (retailer stated)Good
PolishVery Good
SymmetryVery Good
FluorescenceFaint
OriginNatural
Grading LabHRD
CertificateHRD 170002934690
Dimensions6.22 × 6.97 × 3.29 mm
L/W Ratio1.12
Girdle conditionFaceted
Top View
6.22 mm6.97 mm1.03 ctF / SI2
OriginNatural
CutGood
PolishVery Good
SymmetryVery Good
FluorescenceFaint
CertificateHRD 170002934690
Side View
Table 67.0%CrownGirdle: ThickPavilionCulet: NoneDepth 47.2%

Caratlytics Score

How it works →
B
Good
Decent quality, room for better deals
Unlock full score analysis
See the detailed 0 to 100 score with Quality, Value, Certification & Market breakdown

Price History

Last verified: Nov 1
Current: $10,634 NZD|Low: $4,159 NZD|High: $10,762 NZD|Avg: $6,570 NZD|-0.1%
Retailer 1
Retailer 2
Retailer 3
Retailer 4
Retailer 5
Retailer 6
Retailer 7
Retailer 8
Retailer 9
Retailer 10
Retailer 11
November 1, 2026
Retailer 3$4,159 NZD
Retailer 6$5,645 NZD
Retailer 2$5,697 NZD
Retailer 4$5,869 NZD
Retailer 5$6,017 NZD
Retailer 10$6,217 NZD
Retailer 7$6,617 NZD
Retailer 8$6,851 NZD
Retailer 9$7,299 NZD
Retailer 11$7,404 NZD
Retailer 1$10,634 NZD

10 data points across 11 retailers

9 retailers$5,645 NZD to $10,634 NZD

B
Cheapest Retailer
-
$5,645 NZD
$3,176 USD
B
Retailer 2
-
$5,697 NZD
€3,053 EUR
View
B
Retailer 3
-
$5,869 NZD
$3,302 USD
View
Final sale: no returns
B
Retailer 4
-
$6,017 NZD
A$5,208 AUD
View
Retailer 5
-
$6,359 NZD
$3,578 USD
View
Price last confirmed 35 days ago
C
Retailer 6
-
$6,617 NZD
$3,723 USD
View
Retailer 7
-
$7,337 NZD
$4,128 USD
View
Price last confirmed 35 days ago
C
Retailer 8
-
$10,634 NZD
£4,711 GBP
View
Most Expensive
NZ Jewellers
85b50dd0-a86c-449c-94c8-e9f7355fa227 · Sep 30
$11,078 NZD
$6,233 USD
View
Price last confirmed 33 days ago
8 more retailers have this diamond
Prices start from $5,645 NZDSave up to $4,989 NZD

Carat Hunter is not affiliated with, endorsed by, or sponsored by any retailer listed. Retailer information is from publicly available sources and may not be current. Verify details directly with the retailer before purchasing. Return terms as we hold them. Check the retailer's own returns page before you buy.

B
1.03ct Heart
$5,645 NZD