Heart|Natural|HRD

1.03ct F SI2 Heart Natural Diamond

ID • F/SI2 • HRD 250000194862

Certificate HRD 250000194862

Diamond specifications and retailer prices

From $2,728 NZD
$1,535 USD
As of November 2, 2026
Save $4,484 NZD (62%) vs most expensive(unlock to see where)
10 retailers carry this diamond
Most expensive: $7,212 NZD at NZ Jewellers · As of October 30, 2026
View at NZ Jewellers

About this 1.03ct natural heart diamond

This 1.03ct natural heart sits in the classic one-carat band, graded F colour (colourless) and SI2 clarity (slightly-included), with a top-tier cut grade stated by the retailer rather than the lab and certified by HRD 250000194862. Listed at 10 retailers as of October 30, 2026, with prices from $2,728 to $7,212, a $4,484 spread on the same certified stone. NZ Jewellers lists it at $7,212. SI-grade stones are eye-clean roughly 60 to 70% of the time at this carat range. Check the inclusion plot on the cert and ask the retailer for high-resolution video before buying.

The 4Cs

1.03
Carat
F
Colour
SI2
Clarity
Ideal
Cut (retailer stated)

Specifications

Cut (retailer stated)Ideal
PolishVery Good
SymmetryVery Good
FluorescenceNone
OriginNatural
Grading LabHRD
CertificateHRD 250000194862
Dimensions5.85 × 7.12 × 4.00 mm
L/W Ratio1.22
Top View
5.85 mm7.12 mm1.03 ctF / SI2
OriginNatural
CutIdeal
PolishVery Good
SymmetryVery Good
FluorescenceNone
CertificateHRD 250000194862
Side View
Table 57.0%CrownGirdle: MD-MDPavilionCuletDepth 56.2%

Caratlytics Score

How it works →
A
Excellent
Excellent quality and great value
Unlock full score analysis
See the detailed 0 to 100 score with Quality, Value, Certification & Market breakdown

Price History

Last verified: Nov 2
Current: $7,212 NZD|Low: $2,501 NZD|High: $7,447 NZD|Avg: $3,731 NZD|-3.2%
NZ Jewellers
Retailer 2
Retailer 3
Retailer 4
Retailer 5
Retailer 6
Retailer 7
Retailer 8
Retailer 9
Retailer 10
Retailer 11
November 1, 2026
Retailer 8$2,728 NZD
Retailer 11$2,741 NZD
Retailer 10$2,911 NZD
Retailer 4$2,957 NZD
Retailer 6$2,957 NZD
Retailer 5$3,093 NZD
Retailer 9$3,199 NZD
Retailer 7$3,411 NZD
Retailer 3$4,076 NZD
Retailer 2$5,180 NZD
NZ Jewellers$7,212 NZD

21 data points across 11 retailers

10 retailers$2,728 NZD to $7,212 NZD

A
Cheapest Retailer
-
$2,728 NZD
$1,535 USD
Final sale: no returns
A
Retailer 2
-
$2,741 NZD
$1,542 USD
View
A
Retailer 3
-
$2,911 NZD
$1,638 USD
View
A
Retailer 4
-
$2,957 NZD
$1,664 USD
View
A
Retailer 5
-
$2,957 NZD
$1,664 USD
View
A
Retailer 6
-
$3,093 NZD
$1,740 USD
View
A
Retailer 7
-
$3,199 NZD
$1,800 USD
View
B+
Retailer 8
-
$3,411 NZD
$1,919 USD
View
B
Retailer 9
-
$5,180 NZD
£2,295 GBP
View
Most Expensive
B
NZ Jewellers
cb285296-5b1e-4e10-b44d-75d8f1130681 · Oct 30
$7,212 NZD
$4,058 USD
View
9 more retailers have this diamond
Prices start from $2,728 NZDSave up to $4,484 NZD

Carat Hunter is not affiliated with, endorsed by, or sponsored by any retailer listed. Retailer information is from publicly available sources and may not be current. Verify details directly with the retailer before purchasing. Return terms as we hold them. Check the retailer's own returns page before you buy.

A
1.03ct Heart
$2,728 NZD