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Heart|Natural|GIA

3.12ct I VVS1 Heart Natural Diamond

EX • I/VVS1 • GIA 5202770317

Certificate GIA 5202770317

Diamond specifications and retailer prices

From $80,027 NZD
As of November 4, 2026
Save $64,455 NZD (45%) vs most expensive(unlock to see where)
20 retailers carry this diamond
Most expensive: $144,483 NZD at MOH London · As of November 4, 2026
View at MOH London

About this 3.12ct natural heart diamond

This 3.12ct natural heart sits in the three to five carat band, graded I colour (near-colourless) and VVS1 clarity (very-very-slightly-included), with a top-tier cut grade stated by the retailer rather than the lab and certified by GIA 5202770317. Listed at 20 retailers as of November 4, 2026, with prices from $80,027 to $144,483, a $64,455 spread on the same certified stone. MOH London lists it at $144,483. At this carat range, natural pricing varies dramatically across retailers, so the cross-retailer spread on this exact stone is your single best indicator of fair price.

The 4Cs

3.12
Carat
I
Colour
VVS1
Clarity
Excellent
Cut (retailer stated)

Specifications

Cut (retailer stated)Excellent
PolishExcellent
SymmetryExcellent
FluorescenceNone
OriginNatural
Grading LabGIA
CertificateGIA 5202770317
Dimensions9.45 × 10.10 × 5.65 mm
L/W Ratio1.07
Top View
9.45 mm10.10 mm3.12 ctI / VVS1
OriginNatural
CutExcellent
PolishExcellent
SymmetryExcellent
FluorescenceNone
CertificateGIA 5202770317
Side View
Table 66.0%CrownGirdle: VTN-STKPavilionCulet: SmallDepth 55.9%

Caratlytics Score

How it works →
B+
Very Good
Strong quality and value balance
Unlock full score analysis
See the detailed 0 to 100 score with Quality, Value, Certification & Market breakdown

Price History

Last verified: Nov 4
Current: $144,483 NZD|Low: $83,544 NZD|High: $146,615 NZD|Avg: $105,389 NZD|-1.5%
MOH London
Retailer 2
Retailer 3
Retailer 4
Retailer 5
Retailer 6
Retailer 7
November 6, 2026
Retailer 3$83,544 NZD
Retailer 6$88,785 NZD
Retailer 2$92,083 NZD
Retailer 7$96,626 NZD
Retailer 4$108,780 NZD
Retailer 5$120,252 NZD
MOH London$144,483 NZD

40 data points across 7 retailers

20 retailers$80,027 NZD to $144,483 NZD

B+
Cheapest Retailer
-
$80,027 NZD
B+
Retailer 2
-
$83,544 NZD
View
B+
Retailer 3
-
$84,064 NZD
View
B+
Retailer 4
-
$84,998 NZD
View
B+
Retailer 5
-
$85,030 NZD
View
Final sale: no returns
B+
Retailer 6
-
$86,243 NZD
View
B+
Retailer 7
-
$86,887 NZD
View
Retailer 8
-
$88,785 NZD
View
Price last confirmed 33 days ago
B+
Retailer 9
-
$89,826 NZD
View
B+
Retailer 10
-
$92,083 NZD
View
Retailer 11
-
$92,761 NZD
View
Price last confirmed 8 days ago
B
Retailer 12
-
$96,626 NZD
View
B
Retailer 13
-
$96,626 NZD
View
B
Retailer 14
-
$100,492 NZD
View
B
Retailer 15
-
$104,356 NZD
View
B
Retailer 16
-
$108,685 NZD
View
B
Retailer 17
-
$108,780 NZD
View
B
Retailer 18
-
$114,792 NZD
View
B
Retailer 19
-
$120,252 NZD
View
Most Expensive
B
MOH London
99FD7204D · Nov 4
$144,483 NZD
£63,953 GBP
View
19 more retailers have this diamond
Prices start from $80,027 NZDSave up to $64,455 NZD

Carat Hunter is not affiliated with, endorsed by, or sponsored by any retailer listed. Retailer information is from publicly available sources and may not be current. Verify details directly with the retailer before purchasing. Return terms as we hold them. Check the retailer's own returns page before you buy.

B+
3.12ct Heart
$80,027 NZD