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Heart|Natural|IGI

3.20ct I VVS1 Heart Natural Diamond

VG • I/VVS1 • IGI 724542749

Shape and cutting style on the report: Heart brilliant

Certificate IGI 724542749

Diamond specifications and retailer prices

From $39,365 NZD
As of November 5, 2026
Save $31,942 NZD (45%) vs most expensive(unlock to see where)
4 retailers carry this diamond
Most expensive: $71,307 NZD at MOH London · As of November 4, 2026
View at MOH London

About this 3.2ct natural heart diamond

This 3.2ct natural heart sits in the three to five carat band, graded I colour (near-colourless) and VVS1 clarity (very-very-slightly-included), with a very-good cut grade and certified by IGI 724542749. Listed at 4 retailers as of November 4, 2026, with prices from $39,365 to $71,307, a $31,942 spread on the same certified stone. MOH London lists it at $71,307. Cut grade matters more than carat or clarity for visible brilliance. If you can shift budget toward an Excellent or Ideal cut, do it before chasing higher colour or clarity.

The 4Cs

3.20
Carat
I
Colour
VVS1
Clarity
Very Good
Cut

Specifications

CutVery Good
PolishExcellent
SymmetryExcellent
FluorescenceNone
Crown angle40.4°
Pavilion angle38.3°
OriginNatural
Grading LabIGI
CertificateIGI 724542749
Dimensions8.67 × 9.93 × 6.18 mm
L/W Ratio1.15
Girdle conditionFaceted
Culet sizePointed
Top View
8.67 mm9.93 mm3.20 ctI / VVS1
OriginNatural
CutVery Good
PolishExcellent
SymmetryExcellent
FluorescenceNone
CertificateIGI 724542749
Side View
Table 59.0%Crown 40.4°Girdle: STK-THKPavilion 38.3°Culet: NoneDepth 62.2%

Caratlytics Score

How it works →
A
Excellent
Excellent quality and great value
Unlock full score analysis
See the detailed 0 to 100 score with Quality, Value, Certification & Market breakdown

Price History

Last verified: Nov 5
Current: $71,307 NZD|Low: $39,365 NZD|High: $74,411 NZD|Avg: $52,496 NZD|-3.0%
MOH London
Retailer 2
Retailer 3
Retailer 4
November 6, 2026
Retailer 3$39,365 NZD
Retailer 4$45,725 NZD
Retailer 2$46,798 NZD
MOH London$71,307 NZD

46 data points across 4 retailers

4 retailers$39,365 NZD to $71,307 NZD

A
Cheapest Retailer
-
$39,365 NZD
A
Retailer 2
-
$45,725 NZD
View
A
Retailer 3
-
$46,798 NZD
View
Most Expensive
B+
MOH London
F0ED47DAA · Nov 4
$71,307 NZD
£31,563 GBP
View
3 more retailers have this diamond
Prices start from $39,365 NZDSave up to $31,942 NZD

Carat Hunter is not affiliated with, endorsed by, or sponsored by any retailer listed. Retailer information is from publicly available sources and may not be current. Verify details directly with the retailer before purchasing. Return terms as we hold them. Check the retailer's own returns page before you buy.

A
3.20ct Heart
$39,365 NZD