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Heart|Natural|GIA

4.02ct D FL Heart Natural Diamond

EX • D/FL • GIA 1548802886

Certificate GIA 1548802886

Diamond specifications and retailer prices

From $189,826 NZD
€101,680 EUR
As of November 2, 2026
Save $165,890 NZD (47%) vs most expensive(unlock to see where)
18 retailers carry this diamond
Most expensive: $355,717 NZD at MOH London · As of November 2, 2026
View at MOH London

About this 4.02ct natural heart diamond

This 4.02ct natural heart sits in the three to five carat band, graded D colour (colourless) and FL clarity (flawless or internally-flawless), with a top-tier cut grade stated by the retailer rather than the lab and certified by GIA 1548802886. Listed at 18 retailers as of November 2, 2026, with prices from $189,826 to $355,717, a $165,890 spread on the same certified stone. MOH London lists it at $355,717. At this carat range, natural pricing varies dramatically across retailers, so the cross-retailer spread on this exact stone is your single best indicator of fair price.

The 4Cs

4.02
Carat
D
Colour
FL
Clarity
Excellent
Cut (retailer stated)

Specifications

Cut (retailer stated)Excellent
PolishExcellent
SymmetryExcellent
FluorescenceNone
OriginNatural
Grading LabGIA
CertificateGIA 1548802886
Dimensions9.73 × 11.31 × 6.40 mm
L/W Ratio1.16
Girdle conditionFaceted
Top View
9.73 mm11.31 mm4.02 ctD / FL
OriginNatural
CutExcellent
PolishExcellent
SymmetryExcellent
FluorescenceNone
CertificateGIA 1548802886
Side View
Table 59.0%CrownGirdle: STK-THKPavilionCulet: NoneDepth 56.5%

Caratlytics Score

How it works →
A+
Exceptional
Excellent quality and great value
Unlock full score analysis
See the detailed 0 to 100 score with Quality, Value, Certification & Market breakdown

Price History

Last verified: Nov 2
Current: $355,717 NZD|Low: $187,959 NZD|High: $371,331 NZD|Avg: $240,389 NZD|-4.2%
MOH London
Retailer 2
Retailer 3
Retailer 4
Retailer 5
Retailer 6
Retailer 7
Retailer 8
Retailer 9
Retailer 10
Retailer 11
Retailer 12
Retailer 13
Retailer 14
Retailer 15
Retailer 16
November 3, 2026
Retailer 15$189,826 NZD
Retailer 16$190,556 NZD
Retailer 11$213,446 NZD
Retailer 9$216,800 NZD
Retailer 8$223,168 NZD
Retailer 4$225,148 NZD
Retailer 7$225,826 NZD
Retailer 3$226,268 NZD
Retailer 14$228,691 NZD
Retailer 5$230,192 NZD
Retailer 2$238,659 NZD
Retailer 12$239,042 NZD
Retailer 13$242,670 NZD
Retailer 10$245,492 NZD
Retailer 6$282,474 NZD
MOH London$355,717 NZD

27 data points across 16 retailers

18 retailers$189,826 NZD to $355,717 NZD

A+
Cheapest Retailer
-
$189,826 NZD
€101,680 EUR
A+
Retailer 2
-
$190,556 NZD
HK$837,300 HKD
View
A
Retailer 3
-
$213,446 NZD
€114,332 EUR
View
A
Retailer 4
-
$216,800 NZD
₹11,612,849 INR
View
Retailer 5
-
$221,066 NZD
A$191,283 AUD
View
Price last confirmed 30 days ago
Retailer 6
-
$223,168 NZD
SGD 169,617 SGD
View
Price last confirmed 24 days ago
A
Retailer 7
-
$225,148 NZD
$126,630 USD
View
Retailer 8
-
$225,826 NZD
£100,009 GBP
View
Price last confirmed 13 days ago
A
Retailer 9
-
$226,268 NZD
$127,260 USD
View
Final sale: no returns
A
Retailer 10
-
$228,691 NZD
A$197,881 AUD
View
A
Retailer 11
-
$230,192 NZD
$129,467 USD
View
A
Retailer 12
-
$238,659 NZD
$134,229 USD
View
A
Retailer 13
-
$239,042 NZD
$134,444 USD
View
A
Retailer 14
-
$242,670 NZD
$136,485 USD
View
A
Retailer 15
-
$245,492 NZD
$138,072 USD
View
Retailer 16
-
$250,911 NZD
$141,120 USD
View
Price last confirmed 39 days ago
B+
Retailer 17
-
$282,474 NZD
ZAR 2,566,583 ZAR
View
Most Expensive
B
MOH London
D313C125A · Nov 2
$355,717 NZD
£157,532 GBP
View
17 more retailers have this diamond
Prices start from $189,826 NZDSave up to $165,890 NZD

Carat Hunter is not affiliated with, endorsed by, or sponsored by any retailer listed. Retailer information is from publicly available sources and may not be current. Verify details directly with the retailer before purchasing. Return terms as we hold them. Check the retailer's own returns page before you buy.

A+
4.02ct Heart
$189,826 NZD