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Heart|Natural|GIA

4.04ct D FL Heart Natural Diamond

D/FL • GIA 2245043303

Certificate GIA 2245043303

Diamond specifications and retailer prices

From $196,064 NZD
As of November 1, 2026
Save $167,118 NZD (46%) vs most expensive(unlock to see where)
15 retailers carry this diamond
Most expensive: $363,182 NZD at MOH London · As of November 2, 2026
View at MOH London

About this 4.04ct natural heart diamond

This 4.04ct natural heart sits in the three to five carat band, graded D colour (colourless) and FL clarity (flawless or internally-flawless) and certified by GIA 2245043303. Listed at 15 retailers as of November 1, 2026, with prices from $196,064 to $363,182, a $167,118 spread on the same certified stone. MOH London lists it at $363,182. Cut grade matters more than carat or clarity for visible brilliance. If you can shift budget toward an Excellent or Ideal cut, do it before chasing higher colour or clarity.

The 4Cs

4.04
Carat
D
Colour
FL
Clarity
-
Cut

Specifications

Cut
PolishExcellent
SymmetryExcellent
FluorescenceNone
OriginNatural
Grading LabGIA
CertificateGIA 2245043303
Dimensions9.91 × 11.05 × 6.52 mm
L/W Ratio1.12
Girdle conditionFaceted
Culet sizeNone
Top View
9.91 mm11.05 mm4.04 ctD / FL
OriginNatural
PolishExcellent
SymmetryExcellent
FluorescenceNone
CertificateGIA 2245043303
Side View
Table 64.0%CrownGirdle: STK-THKPavilionCulet: NoneDepth 59.0%

Caratlytics Score

How it works →
A
Excellent
Excellent quality and great value
Unlock full score analysis
See the detailed 0 to 100 score with Quality, Value, Certification & Market breakdown

Price History

Last verified: Nov 1
Current: $363,182 NZD|Low: $196,064 NZD|High: $367,558 NZD|Avg: $256,065 NZD|-1.1%
MOH London
Retailer 2
Retailer 3
Retailer 4
Retailer 5
Retailer 6
Retailer 7
Retailer 8
Retailer 9
Retailer 10
November 3, 2026
Retailer 6$196,064 NZD
Retailer 10$220,365 NZD
Retailer 2$230,299 NZD
Retailer 5$231,016 NZD
Retailer 8$244,006 NZD
Retailer 7$247,755 NZD
Retailer 3$249,363 NZD
Retailer 9$286,128 NZD
Retailer 4$291,418 NZD
MOH London$363,182 NZD

37 data points across 10 retailers

15 retailers$196,064 NZD to $363,182 NZD

A
Cheapest Retailer
-
$196,064 NZD
Retailer 2
-
$220,365 NZD
View
Price last confirmed 25 days ago
A
Retailer 3
-
$230,299 NZD
View
A
Retailer 4
-
$231,016 NZD
View
Final sale: no returns
Retailer 5
-
$242,235 NZD
View
Price last confirmed 17 days ago
B+
Retailer 6
-
$244,006 NZD
View
B+
Retailer 7
-
$247,755 NZD
View
B+
Retailer 8
-
$249,363 NZD
View
Retailer 9
-
$256,686 NZD
View
Price last confirmed 19 days ago
Retailer 10
-
$267,381 NZD
View
Price last confirmed 18 days ago
Retailer 11
-
$278,077 NZD
View
Price last confirmed 17 days ago
B
Retailer 12
-
$286,128 NZD
View
Retailer 13
-
$288,772 NZD
View
Price last confirmed 16 days ago
B
Retailer 14
-
$291,418 NZD
View
Most Expensive
B
MOH London
D4F0D784E · Nov 2
$363,182 NZD
£160,838 GBP
View
14 more retailers have this diamond
Prices start from $196,064 NZDSave up to $167,118 NZD

Carat Hunter is not affiliated with, endorsed by, or sponsored by any retailer listed. Retailer information is from publicly available sources and may not be current. Verify details directly with the retailer before purchasing. Return terms as we hold them. Check the retailer's own returns page before you buy.

A
4.04ct Heart
$196,064 NZD