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Heart|Natural|HRD

3.09ct J SI2 Heart Natural Diamond

GD • J/SI2 • HRD 190000099161

Certificate HRD 190000099161

Diamond specifications and retailer prices

From $28,039 SGD
As of November 4, 2026
Save $11,106 SGD (28%) vs most expensive(unlock to see where)
10 retailers carry this diamond
Most expensive: $39,145 SGD at NZ Jewellers · As of November 5, 2026
View at NZ Jewellers

About this 3.09ct natural heart diamond

This 3.09ct natural heart sits in the three to five carat band, graded J colour (near-colourless) and SI2 clarity (slightly-included), with a standard cut grade stated by the retailer rather than the lab and certified by HRD 190000099161. Listed at 10 retailers as of November 4, 2026, with prices from $28,039 to $39,145, a $11,106 spread on the same certified stone. NZ Jewellers lists it at $39,145. Cut grade matters more than carat or clarity for visible brilliance. If you can shift budget toward an Excellent or Ideal cut, do it before chasing higher colour or clarity.

The 4Cs

3.09
Carat
J
Colour
SI2
Clarity
Good
Cut (retailer stated)

Specifications

Cut (retailer stated)Good
PolishVery Good
SymmetryVery Good
FluorescenceMedium
OriginNatural
Grading LabHRD
CertificateHRD 190000099161
Dimensions9.50 × 10.30 × 4.54 mm
L/W Ratio1.08
Top View
9.50 mm10.30 mm3.09 ctJ / SI2
OriginNatural
CutGood
PolishVery Good
SymmetryVery Good
FluorescenceMedium
CertificateHRD 190000099161
Side View
Table 59.0%CrownGirdlePavilionCulet: NoneDepth 44.1%

Caratlytics Score

How it works →
B
Good
Decent quality, room for better deals
Unlock full score analysis
See the detailed 0 to 100 score with Quality, Value, Certification & Market breakdown

Price History

Last verified: Nov 4
Current: $39,145 SGD|Low: $20,631 SGD|High: $39,145 SGD|Avg: $30,516 SGD
NZ Jewellers
Retailer 2
Retailer 3
Retailer 4
Retailer 5
Retailer 6
Retailer 7
Retailer 8
Retailer 9
Retailer 10
Retailer 11
Retailer 12
November 6, 2026
Retailer 4$20,631 SGD
Retailer 11$28,039 SGD
Retailer 3$28,458 SGD
Retailer 12$29,013 SGD
Retailer 7$29,229 SGD
Retailer 10$30,501 SGD
Retailer 5$31,544 SGD
Retailer 6$32,026 SGD
Retailer 2$32,223 SGD
Retailer 8$33,042 SGD
Retailer 9$34,314 SGD
NZ Jewellers$39,145 SGD

24 data points across 12 retailers

10 retailers$28,039 SGD to $39,145 SGD

B
Cheapest Retailer
-
$28,039 SGD
B
Retailer 2
-
$28,458 SGD
View
B
Retailer 3
-
$29,013 SGD
View
B
Retailer 4
-
$29,229 SGD
View
Final sale: no returns
C
Retailer 5
-
$31,544 SGD
View
C
Retailer 6
-
$32,026 SGD
View
C
Retailer 7
-
$32,223 SGD
View
C
Retailer 8
-
$33,042 SGD
View
C
Retailer 9
-
$34,314 SGD
View
Most Expensive
C
NZ Jewellers
b8359989-c7bd-45a0-95d9-5b56d164b001 · Nov 5
$39,145 SGD
$30,544 USD
View
9 more retailers have this diamond
Prices start from $28,039 SGDSave up to $11,106 SGD

Carat Hunter is not affiliated with, endorsed by, or sponsored by any retailer listed. Retailer information is from publicly available sources and may not be current. Verify details directly with the retailer before purchasing. Return terms as we hold them. Check the retailer's own returns page before you buy.

B
3.09ct Heart
$28,039 SGD