How much does a 3.00 to 4.99ct J IF natural heart diamond cost?

As of September 2026, 3.00 to 4.99ct J IF natural heart diamonds typically cost $40,901 SGD to $44,121 SGD, with a median price of $41,369 SGD. There are currently 3 diamonds matching this specification available across retailers.

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3.00 to 4.99ct J IF Natural Heart

Quick answer

As of September 2026, there are 3 natural heart diamonds with J colour and IF clarity in the 3.00 to 4.99ct range available across retailers worldwide. Prices typically run $40,901 SGD to $44,121 SGD, with a median of $41,369 SGD. At least 21 retailers stock this exact specification. Half of all listings fall between $13,527 SGD and $15,776 SGD per carat.

Three of the best scored stones at this specification right now:

3.02ct Heart J IF, GIA, score 78 of 100, from $41,369 SGD

Caratlytics Diamond Price Index, August 2026: natural diamonds at 2,184 USD per carat and lab-grown at 464 USD per carat, a natural to lab ratio of 4.7 to 1. Heart natural stones in the index: 2,261 USD per carat, +1.7% month on month. See the full index release

Figures come from live listings across more than 100 retailers and refresh daily. The index is a monthly release.

Last updated: September 2026

Available

Lowest Price

$40,784 SGD

Highest Price

$59,187 SGD

Average Price

$42,320 SGD

Market Intelligence

Retailers Selling

Price Spread

15.2%

Price Range

Price per carat distribution across retailers

$11,660/ct

10th Percentile

$9,090

Median

$11,660

90th Percentile

$14,044

Score Distribution

3 diamonds scored across 2 quality tiers

Very Good

2 (66.7%)

Good

1 (33.3%)

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Related Specifications

D IF D VVS1 D VVS2 D VS1 D VS2 D SI1 E IF E VVS1 E VVS2 E VS1 E VS2 E SI1 F IF F VVS1 F VVS2 F VS1 F VS2 F SI1 G IF G VVS1 G VVS2 G VS1 G VS2 G SI1 H IF H VVS1 H VVS2 H VS1 H VS2 H SI1 I IF I VVS1 I VVS2 I VS1 I VS2 I SI1