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Heart|Natural|GIA

1.04ct F IF Heart Natural Diamond

EX • F/IF • GIA 6545824690

Certificate GIA 6545824690

Diamond specifications and retailer prices

From $2,636 USD
As of November 4, 2026
Save $3,094 USD (54%) vs most expensive(unlock to see where)
17 retailers carry this diamond
Most expensive: $6,395 USD at NZ Jewellers · As of September 25, 2026
View at NZ Jewellers

About this 1.04ct natural heart diamond

This 1.04ct natural heart sits in the classic one-carat band, graded F colour (colourless) and IF clarity (flawless or internally-flawless), with a top-tier cut grade stated by the retailer rather than the lab and certified by GIA 6545824690. Listed at 17 retailers as of November 4, 2026, with a 117% spread between the cheapest and most expensive listing. That is exactly the kind of price-discovery gap Carat Hunter was built to surface. Compare the cross-retailer prices above before buying. The same certified stone often varies 15 to 40% across stores.

The 4Cs

1.04
Carat
F
Color
IF
Clarity
Excellent
Cut (retailer stated)

Specifications

Cut (retailer stated)Excellent
PolishExcellent
SymmetryExcellent
FluorescenceFaint
Pavilion angle38.7°
OriginNatural
Grading LabGIA
CertificateGIA 6545824690
Dimensions6.08 × 7.01 × 4.12 mm
L/W Ratio1.15
Top View
6.08 mm7.01 mm1.04 ctF / IF
OriginNatural
CutExcellent
PolishExcellent
SymmetryExcellent
FluorescenceFaint
CertificateGIA 6545824690
Side View
Table 59.0%CrownGirdle: STK-VTKPavilion 38.7°Culet: NoneDepth 58.8%

Caratlytics Score

How it works →
A+
Exceptional
Excellent quality and great value
Unlock full score analysis
See the detailed 0 to 100 score with Quality, Value, Certification & Market breakdown

Price History

Last verified: Nov 4
Current: $3,555 USD|Low: $2,585 USD|High: $5,963 USD|Avg: $3,771 USD|-4.2%
Retailer 1
Retailer 2
Retailer 3
Retailer 4
Retailer 5
Retailer 6
Retailer 7
Retailer 8
Retailer 9
Retailer 10
Retailer 11
Retailer 12
Retailer 13
Retailer 14
Retailer 15
Retailer 16
November 6, 2026
Retailer 2$2,636 USD
Retailer 9$3,030 USD
Retailer 13$3,139 USD
Retailer 16$3,150 USD
Retailer 3$3,170 USD
Retailer 14$3,270 USD
Retailer 11$3,302 USD
Retailer 5$3,325 USD
Retailer 1$3,555 USD
Retailer 6$3,587 USD
Retailer 7$3,722 USD
Retailer 8$3,838 USD
Retailer 4$4,000 USD
Retailer 10$4,193 USD
Retailer 15$5,587 USD
Retailer 12$5,730 USD

29 data points across 16 retailers

17 retailers$2,636 USD to $5,730 USD

A+
Cheapest Retailer
-
$2,636 USD
A
Retailer 2
-
$3,030 USD
View
A
Retailer 3
-
$3,139 USD
View
A
Retailer 4
-
$3,150 USD
View
A
Retailer 5
-
$3,170 USD
View
Final sale: no returns
A
Retailer 6
-
$3,270 USD
View
A
Retailer 7
-
$3,302 USD
View
A
Retailer 8
-
$3,325 USD
View
A
Retailer 9
-
$3,555 USD
View
A
Retailer 10
-
$3,587 USD
View
Retailer 11
-
$3,722 USD
View
Price last confirmed 14 days ago
Retailer 12
-
$3,838 USD
View
Price last confirmed 29 days ago
B+
Retailer 13
-
$4,000 USD
View
B+
Retailer 14
-
$4,193 USD
View
B+
Retailer 15
-
$5,587 USD
View
B+
Retailer 16
-
$5,730 USD
View
Most Expensive
NZ Jewellers
d48f084e-db7f-4bc8-bde6-b04fec2eaf7d · Sep 25
$6,395 USD
View
Price last confirmed 41 days ago
16 more retailers have this diamond
Prices start from $2,636 USDSave up to $3,094 USD

Carat Hunter is not affiliated with, endorsed by, or sponsored by any retailer listed. Retailer information is from publicly available sources and may not be current. Verify details directly with the retailer before purchasing. Return terms as we hold them. Check the retailer's own returns page before you buy.

A+
1.04ct Heart
$2,636 USD