Heart|Natural|GIA

1.04ct F VVS2 Heart Natural Diamond

VG • F/VVS2 • GIA 2526437322

Certificate GIA 2526437322

Diamond specifications and retailer prices

From $3,566 USD
As of November 4, 2026
Save $4,160 USD (54%) vs most expensive(unlock to see where)
20 retailers carry this diamond
Most expensive: $7,902 USD at NZ Jewellers · As of September 28, 2026
View at NZ Jewellers

About this 1.04ct natural heart diamond

This 1.04ct natural heart sits in the classic one-carat band, graded F colour (colourless) and VVS2 clarity (very-very-slightly-included), with a very-good cut grade stated by the retailer rather than the lab and certified by GIA 2526437322. Listed at 20 retailers as of November 4, 2026, with a 117% spread between the cheapest and most expensive listing. That is exactly the kind of price-discovery gap Carat Hunter was built to surface. Cut grade matters more than carat or clarity for visible brilliance. If you can shift budget toward an Excellent or Ideal cut, do it before chasing higher colour or clarity.

The 4Cs

1.04
Carat
F
Color
VVS2
Clarity
Very Good
Cut (retailer stated)

Specifications

Cut (retailer stated)Very Good
PolishExcellent
SymmetryExcellent
FluorescenceNone
Crown angle37.1°
Pavilion angle41.2°
OriginNatural
Grading LabGIA
CertificateGIA 2526437322
Dimensions7.03 × 6.04 × 3.67 mm
L/W Ratio1.16
Top View
7.03 mm6.04 mm1.04 ctF / VVS2
OriginNatural
CutVery Good
PolishExcellent
SymmetryExcellent
FluorescenceNone
CertificateGIA 2526437322
Side View
Table 60.0%Crown 37.1°Girdle: STK-VTKPavilion 41.2°Culet: NoneDepth 60.7%

Caratlytics Score

How it works →
B+
Very Good
Strong quality and value balance
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See the detailed 0 to 100 score with Quality, Value, Certification & Market breakdown

Price History

Last verified: Nov 4
Current: $7,726 USD|Low: $3,566 USD|High: $7,902 USD|Avg: $4,879 USD|-2.2%
NZ Jewellers
Retailer 2
Retailer 3
Retailer 4
Retailer 5
Retailer 6
Retailer 7
Retailer 8
Retailer 9
Retailer 10
Retailer 11
Retailer 12
Retailer 13
Retailer 14
Retailer 15
Retailer 16
Retailer 17
November 6, 2026
Retailer 9$3,566 USD
Retailer 11$3,728 USD
Retailer 17$3,902 USD
Retailer 15$4,093 USD
Retailer 14$4,200 USD
Retailer 8$4,435 USD
Retailer 13$4,435 USD
Retailer 16$4,435 USD
Retailer 2$4,492 USD
Retailer 6$4,580 USD
Retailer 5$4,583 USD
Retailer 7$4,599 USD
Retailer 3$4,730 USD
Retailer 4$5,117 USD
Retailer 10$5,411 USD
Retailer 12$7,044 USD
NZ Jewellers$7,726 USD

46 data points across 17 retailers

20 retailers$3,566 USD to $7,726 USD

B+
Cheapest Retailer
-
$3,566 USD
B+
Retailer 2
-
$3,728 USD
View
B+
Retailer 3
-
$3,902 USD
View
B+
Retailer 4
-
$4,093 USD
View
Final sale: no returns
B+
Retailer 5
-
$4,200 USD
View
B+
Retailer 6
-
$4,435 USD
View
B+
Retailer 7
-
$4,435 USD
View
Retailer 8
-
$4,435 USD
View
Price last confirmed 8 days ago
B+
Retailer 9
-
$4,492 USD
View
Retailer 10
-
$4,535 USD
View
Price last confirmed 39 days ago
B+
Retailer 11
-
$4,580 USD
View
B+
Retailer 12
-
$4,583 USD
View
B+
Retailer 13
-
$4,599 USD
View
Retailer 14
-
$4,730 USD
View
Price last confirmed 28 days ago
B
Retailer 15
-
$5,117 USD
View
Retailer 16
-
$5,233 USD
View
Price last confirmed 38 days ago
B
Retailer 17
-
$5,411 USD
View
B
Retailer 18
-
$7,044 USD
View
B
Retailer 19
-
$7,726 USD
View
Most Expensive
NZ Jewellers
707b5227-8363-4a3a-bab0-107b090b9d3c · Sep 28
$7,902 USD
View
Price last confirmed 39 days ago
19 more retailers have this diamond
Prices start from $3,566 USDSave up to $4,160 USD

Carat Hunter is not affiliated with, endorsed by, or sponsored by any retailer listed. Retailer information is from publicly available sources and may not be current. Verify details directly with the retailer before purchasing. Return terms as we hold them. Check the retailer's own returns page before you buy.

B+
1.04ct Heart
$3,566 USD