Heart|Natural|HRD

3.09ct J SI2 Heart Natural Diamond

GD • J/SI2 • HRD 190000099161

Certificate HRD 190000099161

Diamond specifications and retailer prices

From $21,878 USD
As of November 4, 2026
Save $8,666 USD (28%) vs most expensive(unlock to see where)
10 retailers carry this diamond
Most expensive: $30,544 USD at NZ Jewellers · As of November 5, 2026
View at NZ Jewellers

About this 3.09ct natural heart diamond

This 3.09ct natural heart sits in the three to five carat band, graded J colour (near-colourless) and SI2 clarity (slightly-included), with a standard cut grade stated by the retailer rather than the lab and certified by HRD 190000099161. Listed at 10 retailers as of November 4, 2026, with prices from $21,878 to $30,544, a $8,666 spread on the same certified stone. NZ Jewellers lists it at $30,544. Cut grade matters more than carat or clarity for visible brilliance. If you can shift budget toward an Excellent or Ideal cut, do it before chasing higher colour or clarity.

The 4Cs

3.09
Carat
J
Color
SI2
Clarity
Good
Cut (retailer stated)

Specifications

Cut (retailer stated)Good
PolishVery Good
SymmetryVery Good
FluorescenceMedium
OriginNatural
Grading LabHRD
CertificateHRD 190000099161
Dimensions9.50 × 10.30 × 4.54 mm
L/W Ratio1.08
Top View
9.50 mm10.30 mm3.09 ctJ / SI2
OriginNatural
CutGood
PolishVery Good
SymmetryVery Good
FluorescenceMedium
CertificateHRD 190000099161
Side View
Table 59.0%CrownGirdlePavilionCulet: NoneDepth 44.1%

Caratlytics Score

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B
Good
Decent quality, room for better deals
Unlock full score analysis
See the detailed 0 to 100 score with Quality, Value, Certification & Market breakdown

Price History

Last verified: Nov 4
Current: $30,544 USD|Low: $16,098 USD|High: $30,544 USD|Avg: $23,811 USD
NZ Jewellers
Retailer 2
Retailer 3
Retailer 4
Retailer 5
Retailer 6
Retailer 7
Retailer 8
Retailer 9
Retailer 10
Retailer 11
Retailer 12
November 6, 2026
Retailer 4$16,098 USD
Retailer 11$21,878 USD
Retailer 3$22,205 USD
Retailer 12$22,638 USD
Retailer 7$22,807 USD
Retailer 10$23,799 USD
Retailer 5$24,613 USD
Retailer 6$24,989 USD
Retailer 2$25,143 USD
Retailer 8$25,782 USD
Retailer 9$26,774 USD
NZ Jewellers$30,544 USD

24 data points across 12 retailers

10 retailers$21,878 USD to $30,544 USD

B
Cheapest Retailer
-
$21,878 USD
B
Retailer 2
-
$22,205 USD
View
B
Retailer 3
-
$22,638 USD
View
B
Retailer 4
-
$22,807 USD
View
Final sale: no returns
C
Retailer 5
-
$24,613 USD
View
C
Retailer 6
-
$24,989 USD
View
C
Retailer 7
-
$25,143 USD
View
C
Retailer 8
-
$25,782 USD
View
C
Retailer 9
-
$26,774 USD
View
Most Expensive
C
NZ Jewellers
b8359989-c7bd-45a0-95d9-5b56d164b001 · Nov 5
$30,544 USD
View
9 more retailers have this diamond
Prices start from $21,878 USDSave up to $8,666 USD

Carat Hunter is not affiliated with, endorsed by, or sponsored by any retailer listed. Retailer information is from publicly available sources and may not be current. Verify details directly with the retailer before purchasing. Return terms as we hold them. Check the retailer's own returns page before you buy.

B
3.09ct Heart
$21,878 USD