How much does a 0.20 to 0.49ct F VS1 natural heart diamond cost?

As of October 2026, 0.20 to 0.49ct F VS1 natural heart diamonds typically cost €382 EUR to €751 EUR, with a median price of €526 EUR. There are currently 457 diamonds matching this specification available across retailers.

Where can I find the best price on a F VS1 heart diamond?

About 38% of these diamonds are available at multiple retailers, with an average price spread of 22%. A comparison tool like Carat Hunter lets you see all the prices side by side.

0.20 to 0.49ct F VS1 Natural Heart

Quick answer

As of October 2026, there are 457 natural heart diamonds with F colour and VS1 clarity in the 0.20 to 0.49ct range available across retailers worldwide. Prices typically run €382 EUR to €751 EUR, with a median of €526 EUR. At least 21 retailers stock this exact specification, and 38% of the stones appear at more than one of them, with an average price spread of 22%. Half of all listings fall between €1,384 EUR and €1,725 EUR per carat. The same specification in lab grown form lists at a median of about €397 EUR per carat. Over the last 30 days the median price moved -5.3% and the number of listings moved +1.7%.

Three of the best scored stones at this specification right now:

Caratlytics Diamond Price Index, September 2026: natural diamonds at 2,335 USD per carat and lab-grown at 443 USD per carat, a natural to lab ratio of 5.3 to 1. Heart natural stones in the index: 2,374 USD per carat, +9.8% month on month. See the full index release

Figures come from current listings across more than 100 retailers and refresh daily. The index is a monthly release.

Last updated: October 2026

Available

457

Lowest Price

€211 EUR

Highest Price

€1,549 EUR

Average Price

€563 EUR

Market Intelligence

Retailers Selling

Cross Retailer %

37.5%

Price Spread

22.0%

30-Day Price Trend

-5.3%

30-Day Supply Change

+1.7%

Volatility (30d)

0.01

Price Range

Price per carat distribution across retailers

$1,720/ct

10th Percentile

$1,231

Median

$1,720

90th Percentile

$2,152

Score Distribution

963 diamonds scored across 4 quality tiers

Excellent

123 (12.8%)

Very Good

205 (21.3%)

Good

196 (20.4%)

Average

439 (45.6%)

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Consider Instead

Save money without compromising on what matters. These alternatives are visually similar but cost less.

F VS2VS2 inclusions are not visible without magnification

Save 7%

Lab-Grown F VS1Same specifications, lab-grown origin

Save 79%

Related Specifications

D IF D VVS1 D VVS2 D VS1 D VS2 D SI1 E IF E VVS1 E VVS2 E VS1 E VS2 E SI1 F IF F VVS1 F VVS2 F VS1 F VS2 F SI1 G IF G VVS1 G VVS2 G VS1 G VS2 G SI1 H IF H VVS1 H VVS2 H VS1 H VS2 H SI1 I IF I VVS1 I VVS2 I VS1 I VS2 I SI1