How much does a 5.00ct+ D FL natural heart diamond cost?

As of September 2026, 5.00ct+ D FL natural heart diamonds typically cost $426,964 NZD to $1,434,198 NZD, with a median price of $867,853 NZD. There are currently 44 diamonds matching this specification available across retailers.

Where can I find the best price on a D FL heart diamond?

Compare prices across retailers on Carat Hunter to see all your options.

5.00ct+ D FL Natural Heart

Quick answer

As of September 2026, there are 44 natural heart diamonds with D colour and FL clarity in the 5.00ct+ range available across retailers worldwide. Prices typically run $426,964 NZD to $1,434,198 NZD, with a median of $867,853 NZD. At least 11 retailers stock this exact specification. Half of all listings fall between $143,601 NZD and $169,995 NZD per carat. The same specification in lab grown form lists at a median of about $18,238 NZD per carat.

Three of the best scored stones at this specification right now:

Caratlytics Diamond Price Index, August 2026: natural diamonds at 2,184 USD per carat and lab-grown at 464 USD per carat, a natural to lab ratio of 4.7 to 1. Heart natural stones in the index: 2,261 USD per carat, +1.7% month on month. See the full index release

Figures come from live listings across more than 100 retailers and refresh daily. The index is a monthly release.

Last updated: September 2026

Available

Lowest Price

$327,490 NZD

Highest Price

$2,974,854 NZD

Average Price

$922,270 NZD

Market Intelligence

Retailers Selling

Price Spread

17.3%

Price Range

Price per carat distribution across retailers

$87,966/ct

10th Percentile

$76,890

Median

$87,966

90th Percentile

$104K

Score Distribution

44 diamonds scored across 4 quality tiers

Excellent

13 (29.5%)

Very Good

7 (15.9%)

Good

22 (50.0%)

Average

2 (4.5%)

Find Your Diamond

Search 44 D FL heart diamonds and compare prices.

Search Diamonds

Consider Instead

Save money without compromising on what matters. These alternatives are visually similar but cost less.

D IFIF inclusions are not visible without magnification

Save 37%

Lab-Grown D FLSame specifications, lab-grown origin

Save 79%

Related Specifications

D IF D VVS1 D VVS2 D VS1 D VS2 D SI1 E IF E VVS1 E VVS2 E VS1 E VS2 E SI1 F IF F VVS1 F VVS2 F VS1 F VS2 F SI1 G IF G VVS1 G VVS2 G VS1 G VS2 G SI1 H IF H VVS1 H VVS2 H VS1 H VS2 H SI1 I IF I VVS1 I VVS2 I VS1 I VS2 I SI1