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Heart|Natural|GIA

1.04ct F IF Heart Natural Diamond

EX • F/IF • GIA 6545824690

Certificate GIA 6545824690

Diamond specifications and retailer prices

From HK$20,680 HKD
As of November 4, 2026
Save HK$24,273 HKD (54%) vs most expensive(unlock to see where)
17 retailers carry this diamond
Most expensive: HK$50,170 HKD at NZ Jewellers · As of September 25, 2026
View at NZ Jewellers

About this 1.04ct natural heart diamond

This 1.04ct natural heart sits in the classic one-carat band, graded F colour (colourless) and IF clarity (flawless or internally-flawless), with a top-tier cut grade stated by the retailer rather than the lab and certified by GIA 6545824690. Listed at 17 retailers as of November 4, 2026, with a 117% spread between the cheapest and most expensive listing. That is exactly the kind of price-discovery gap Carat Hunter was built to surface. Compare the cross-retailer prices above before buying. The same certified stone often varies 15 to 40% across stores.

The 4Cs

1.04
Carat
F
Colour
IF
Clarity
Excellent
Cut (retailer stated)

Specifications

Cut (retailer stated)Excellent
PolishExcellent
SymmetryExcellent
FluorescenceFaint
Pavilion angle38.7°
OriginNatural
Grading LabGIA
CertificateGIA 6545824690
Dimensions6.08 × 7.01 × 4.12 mm
L/W Ratio1.15
Top View
6.08 mm7.01 mm1.04 ctF / IF
OriginNatural
CutExcellent
PolishExcellent
SymmetryExcellent
FluorescenceFaint
CertificateGIA 6545824690
Side View
Table 59.0%CrownGirdle: STK-VTKPavilion 38.7°Culet: NoneDepth 58.8%

Caratlytics Score

How it works →
A+
Exceptional
Excellent quality and great value
Unlock full score analysis
See the detailed 0 to 100 score with Quality, Value, Certification & Market breakdown

Price History

Last verified: Nov 4
Current: HK$27,890 HKD|Low: HK$20,280 HKD|High: HK$46,781 HKD|Avg: HK$29,584 HKD|-4.2%
Retailer 1
Retailer 2
Retailer 3
Retailer 4
Retailer 5
Retailer 6
Retailer 7
Retailer 8
Retailer 9
Retailer 10
Retailer 11
Retailer 12
Retailer 13
Retailer 14
Retailer 15
Retailer 16
November 6, 2026
Retailer 2HK$20,680 HKD
Retailer 9HK$23,771 HKD
Retailer 13HK$24,626 HKD
Retailer 16HK$24,712 HKD
Retailer 3HK$24,869 HKD
Retailer 14HK$25,654 HKD
Retailer 11HK$25,905 HKD
Retailer 5HK$26,085 HKD
Retailer 1HK$27,890 HKD
Retailer 6HK$28,141 HKD
Retailer 7HK$29,200 HKD
Retailer 8HK$30,110 HKD
Retailer 4HK$31,381 HKD
Retailer 10HK$32,895 HKD
Retailer 15HK$43,831 HKD
Retailer 12HK$44,953 HKD

29 data points across 16 retailers

17 retailersHK$20,680 HKD to HK$44,953 HKD

A+
Cheapest Retailer
-
HK$20,680 HKD
A
Retailer 2
-
HK$23,771 HKD
View
A
Retailer 3
-
HK$24,626 HKD
View
A
Retailer 4
-
HK$24,712 HKD
View
A
Retailer 5
-
HK$24,869 HKD
View
Final sale: no returns
A
Retailer 6
-
HK$25,654 HKD
View
A
Retailer 7
-
HK$25,905 HKD
View
A
Retailer 8
-
HK$26,085 HKD
View
A
Retailer 9
-
HK$27,890 HKD
View
A
Retailer 10
-
HK$28,141 HKD
View
Retailer 11
-
HK$29,200 HKD
View
Price last confirmed 14 days ago
Retailer 12
-
HK$30,110 HKD
View
Price last confirmed 29 days ago
B+
Retailer 13
-
HK$31,381 HKD
View
B+
Retailer 14
-
HK$32,895 HKD
View
B+
Retailer 15
-
HK$43,831 HKD
View
B+
Retailer 16
-
HK$44,953 HKD
View
Most Expensive
NZ Jewellers
d48f084e-db7f-4bc8-bde6-b04fec2eaf7d · Sep 25
HK$50,170 HKD
$6,395 USD
View
Price last confirmed 41 days ago
16 more retailers have this diamond
Prices start from HK$20,680 HKDSave up to HK$24,273 HKD

Carat Hunter is not affiliated with, endorsed by, or sponsored by any retailer listed. Retailer information is from publicly available sources and may not be current. Verify details directly with the retailer before purchasing. Return terms as we hold them. Check the retailer's own returns page before you buy.

A+
1.04ct Heart
HK$20,680 HKD