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Heart|Natural|HRD

3.09ct J SI2 Heart Natural Diamond

GD • J/SI2 • HRD 190000099161

Certificate HRD 190000099161

Diamond specifications and retailer prices

From HK$171,467 HKD
As of November 4, 2026
Save HK$67,919 HKD (28%) vs most expensive(unlock to see where)
10 retailers carry this diamond
Most expensive: HK$239,386 HKD at NZ Jewellers · As of November 5, 2026
View at NZ Jewellers

About this 3.09ct natural heart diamond

This 3.09ct natural heart sits in the three to five carat band, graded J colour (near-colourless) and SI2 clarity (slightly-included), with a standard cut grade stated by the retailer rather than the lab and certified by HRD 190000099161. Listed at 10 retailers as of November 4, 2026, with prices from HK$171,467 to HK$239,386, a HK$67,919 spread on the same certified stone. NZ Jewellers lists it at HK$239,386. Cut grade matters more than carat or clarity for visible brilliance. If you can shift budget toward an Excellent or Ideal cut, do it before chasing higher colour or clarity.

The 4Cs

3.09
Carat
J
Colour
SI2
Clarity
Good
Cut (retailer stated)

Specifications

Cut (retailer stated)Good
PolishVery Good
SymmetryVery Good
FluorescenceMedium
OriginNatural
Grading LabHRD
CertificateHRD 190000099161
Dimensions9.50 × 10.30 × 4.54 mm
L/W Ratio1.08
Top View
9.50 mm10.30 mm3.09 ctJ / SI2
OriginNatural
CutGood
PolishVery Good
SymmetryVery Good
FluorescenceMedium
CertificateHRD 190000099161
Side View
Table 59.0%CrownGirdlePavilionCulet: NoneDepth 44.1%

Caratlytics Score

How it works →
B
Good
Decent quality, room for better deals
Unlock full score analysis
See the detailed 0 to 100 score with Quality, Value, Certification & Market breakdown

Price History

Last verified: Nov 4
Current: HK$239,386 HKD|Low: HK$126,166 HKD|High: HK$239,386 HKD|Avg: HK$186,616 HKD
NZ Jewellers
Retailer 2
Retailer 3
Retailer 4
Retailer 5
Retailer 6
Retailer 7
Retailer 8
Retailer 9
Retailer 10
Retailer 11
Retailer 12
November 6, 2026
Retailer 4HK$126,166 HKD
Retailer 11HK$171,467 HKD
Retailer 3HK$174,029 HKD
Retailer 12HK$177,423 HKD
Retailer 7HK$178,748 HKD
Retailer 10HK$186,522 HKD
Retailer 5HK$192,902 HKD
Retailer 6HK$195,849 HKD
Retailer 2HK$197,056 HKD
Retailer 8HK$202,064 HKD
Retailer 9HK$209,839 HKD
NZ JewellersHK$239,386 HKD

24 data points across 12 retailers

10 retailersHK$171,467 HKD to HK$239,386 HKD

B
Cheapest Retailer
-
HK$171,467 HKD
B
Retailer 2
-
HK$174,029 HKD
View
B
Retailer 3
-
HK$177,423 HKD
View
B
Retailer 4
-
HK$178,748 HKD
View
Final sale: no returns
C
Retailer 5
-
HK$192,902 HKD
View
C
Retailer 6
-
HK$195,849 HKD
View
C
Retailer 7
-
HK$197,056 HKD
View
C
Retailer 8
-
HK$202,064 HKD
View
C
Retailer 9
-
HK$209,839 HKD
View
Most Expensive
C
NZ Jewellers
b8359989-c7bd-45a0-95d9-5b56d164b001 · Nov 5
HK$239,386 HKD
$30,544 USD
View
9 more retailers have this diamond
Prices start from HK$171,467 HKDSave up to HK$67,919 HKD

Carat Hunter is not affiliated with, endorsed by, or sponsored by any retailer listed. Retailer information is from publicly available sources and may not be current. Verify details directly with the retailer before purchasing. Return terms as we hold them. Check the retailer's own returns page before you buy.

B
3.09ct Heart
HK$171,467 HKD