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Heart|Natural|HRD

3.21ct J SI2 Heart Natural Diamond

VG • J/SI2 • HRD 250000169667

Certificate HRD 250000169667

Diamond specifications and retailer prices

From HK$84,887 HKD
As of November 1, 2026
Save HK$33,427 HKD (28%) vs most expensive(unlock to see where)
4 retailers carry this diamond
Most expensive: HK$118,313 HKD at NZ Jewellers · As of November 3, 2026
View at NZ Jewellers

About this 3.21ct natural heart diamond

This 3.21ct natural heart sits in the three to five carat band, graded J colour (near-colourless) and SI2 clarity (slightly-included), with a very-good cut grade stated by the retailer rather than the lab and certified by HRD 250000169667. Listed at 4 retailers as of November 1, 2026, with prices from HK$84,887 to HK$118,313, a HK$33,427 spread on the same certified stone. NZ Jewellers lists it at HK$118,313. Cut grade matters more than carat or clarity for visible brilliance. If you can shift budget toward an Excellent or Ideal cut, do it before chasing higher colour or clarity.

The 4Cs

3.21
Carat
J
Colour
SI2
Clarity
Very Good
Cut (retailer stated)

Specifications

Cut (retailer stated)Very Good
PolishVery Good
SymmetryVery Good
FluorescenceNone
Crown angle36.61°
Pavilion angle40.09°
OriginNatural
Grading LabHRD
CertificateHRD 250000169667
Dimensions8.84 × 10.47 × 5.99 mm
L/W Ratio1.18
Girdle conditionMedium
Top View
8.84 mm10.47 mm3.21 ctJ / SI2
OriginNatural
CutVery Good
PolishVery Good
SymmetryVery Good
FluorescenceNone
CertificateHRD 250000169667
Side View
Table 64.0%Crown 36.61°GirdlePavilion 40.09°Culet: NoneDepth 57.2%

Caratlytics Score

How it works →
A
Excellent
Excellent quality and great value
Unlock full score analysis
See the detailed 0 to 100 score with Quality, Value, Certification & Market breakdown

Price History

Last verified: Nov 1
Current: HK$118,313 HKD|Low: HK$74,259 HKD|High: HK$118,533 HKD|Avg: HK$95,453 HKD|-0.2%
NZ Jewellers
Retailer 2
Retailer 3
Retailer 4
Retailer 5
November 1, 2026
Retailer 5HK$74,259 HKD
Retailer 3HK$84,887 HKD
Retailer 4HK$86,188 HKD
Retailer 2HK$110,860 HKD
NZ JewellersHK$118,313 HKD

14 data points across 5 retailers

4 retailersHK$84,887 HKD to HK$118,313 HKD

A
Cheapest Retailer
-
HK$84,887 HKD
A
Retailer 2
-
HK$86,188 HKD
View
B+
Retailer 3
-
HK$110,860 HKD
View
Most Expensive
B+
NZ Jewellers
89b11198-015a-4fce-942d-5ebede7c50b4 · Nov 3
HK$118,313 HKD
$15,096 USD
View
3 more retailers have this diamond
Prices start from HK$84,887 HKDSave up to HK$33,427 HKD

Carat Hunter is not affiliated with, endorsed by, or sponsored by any retailer listed. Retailer information is from publicly available sources and may not be current. Verify details directly with the retailer before purchasing. Return terms as we hold them. Check the retailer's own returns page before you buy.

A
3.21ct Heart
HK$84,887 HKD