How much does a 0.20 to 0.49ct H SI1 natural heart diamond cost?

As of October 2026, 0.20 to 0.49ct H SI1 natural heart diamonds typically cost ₹32,056 INR to ₹55,194 INR, with a median price of ₹45,531 INR. There are currently 242 diamonds matching this specification available across retailers.

Where can I find the best price on a H SI1 heart diamond?

About 25% of these diamonds are available at multiple retailers, with an average price spread of 51%. A comparison tool like Carat Hunter lets you see all the prices side by side.

0.20 to 0.49ct H SI1 Natural Heart

Quick answer

As of October 2026, there are 242 natural heart diamonds with H colour and SI1 clarity in the 0.20 to 0.49ct range available across retailers worldwide. Prices typically run ₹32,056 INR to ₹55,194 INR, with a median of ₹45,531 INR. At least 12 retailers stock this exact specification, and 25% of the stones appear at more than one of them, with an average price spread of 51%. Half of all listings fall between ₹1,08,813 INR and ₹1,72,852 INR per carat.

Three of the best scored stones at this specification right now:

Caratlytics Diamond Price Index, September 2026: natural diamonds at 2,335 USD per carat and lab-grown at 443 USD per carat, a natural to lab ratio of 5.3 to 1. Heart natural stones in the index: 2,374 USD per carat, +9.8% month on month. See the full index release

Figures come from current listings across more than 100 retailers and refresh daily. The index is a monthly release.

Last updated: October 2026

Available

242

Lowest Price

₹19,129 INR

Highest Price

₹1,04,464 INR

Average Price

₹45,005 INR

Market Intelligence

Retailers Selling

Cross Retailer %

25.0%

Price Spread

50.8%

Price Range

Price per carat distribution across retailers

$1,328/ct

10th Percentile

$1,062

Median

$1,328

90th Percentile

$2,214

Score Distribution

528 diamonds scored across 4 quality tiers

Excellent

12 (2.3%)

Very Good

152 (28.8%)

Good

89 (16.9%)

Average

275 (52.1%)

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Related Specifications

D IF D VVS1 D VVS2 D VS1 D VS2 D SI1 E IF E VVS1 E VVS2 E VS1 E VS2 E SI1 F IF F VVS1 F VVS2 F VS1 F VS2 F SI1 G IF G VVS1 G VVS2 G VS1 G VS2 G SI1 H IF H VVS1 H VVS2 H VS1 H VS2 H SI1 I IF I VVS1 I VVS2 I VS1 I VS2 I SI1