How much does a 0.75 to 0.99ct D IF natural heart diamond cost?

As of October 2026, 0.75 to 0.99ct D IF natural heart diamonds typically cost $3,956 NZD to $11,460 NZD, with a median price of $6,310 NZD. There are currently 34 diamonds matching this specification available across retailers.

Where can I find the best price on a D IF heart diamond?

About 40% of these diamonds are available at multiple retailers, with an average price spread of 57%. A comparison tool like Carat Hunter lets you see all the prices side by side.

0.75 to 0.99ct D IF Natural Heart

Quick answer

As of October 2026, there are 34 natural heart diamonds with D colour and IF clarity in the 0.75 to 0.99ct range available across retailers worldwide. Prices typically run $3,956 NZD to $11,460 NZD, with a median of $6,310 NZD. At least 53 retailers stock this exact specification, and 40% of the stones appear at more than one of them, with an average price spread of 57%. Half of all listings fall between $4,757 NZD and $8,121 NZD per carat. The same specification in lab grown form lists at a median of about $1,406 NZD per carat. Over the last 30 days the median price moved -3.7% and the number of listings moved +3.3%.

Three of the best scored stones at this specification right now:

Caratlytics Diamond Price Index, September 2026: natural diamonds at 2,335 USD per carat and lab-grown at 443 USD per carat, a natural to lab ratio of 5.3 to 1. Heart natural stones in the index: 2,374 USD per carat, +9.8% month on month. See the full index release

Figures come from current listings across more than 100 retailers and refresh daily. The index is a monthly release.

Last updated: October 2026

Available

Lowest Price

$2,771 NZD

Highest Price

$19,550 NZD

Average Price

$7,387 NZD

Market Intelligence

Retailers Selling

Cross Retailer %

40.2%

Price Spread

56.9%

30-Day Price Trend

-3.7%

30-Day Supply Change

+3.3%

Volatility (30d)

0.01

Price Range

Price per carat distribution across retailers

$3,331/ct

10th Percentile

$2,212

Median

$3,331

90th Percentile

$6,403

Score Distribution

85 diamonds scored across 5 quality tiers

Exceptional

3 (3.5%)

Excellent

19 (22.4%)

Very Good

13 (15.3%)

Good

19 (22.4%)

Average

31 (36.5%)

Find Your Diamond

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Consider Instead

Save money without compromising on what matters. These alternatives are visually similar but cost less.

D VVS1VVS1 inclusions are not visible without magnification

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Lab-Grown D IFSame specifications, lab-grown origin

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Related Specifications

D IF D VVS1 D VVS2 D VS1 D VS2 D SI1 E IF E VVS1 E VVS2 E VS1 E VS2 E SI1 F IF F VVS1 F VVS2 F VS1 F VS2 F SI1 G IF G VVS1 G VVS2 G VS1 G VS2 G SI1 H IF H VVS1 H VVS2 H VS1 H VS2 H SI1 I IF I VVS1 I VVS2 I VS1 I VS2 I SI1