How much does a 3.00 to 4.99ct F IF natural round diamond cost?

As of October 2026, 3.00 to 4.99ct F IF natural round diamonds typically cost $112,766 NZD to $290,004 NZD, with a median price of $172,361 NZD. There are currently 54 diamonds matching this specification available across retailers.

Where can I find the best price on a F IF round diamond?

About 26% of these diamonds are available at multiple retailers, with an average price spread of 37%. A comparison tool like Carat Hunter lets you see all the prices side by side.

3.00 to 4.99ct F IF Natural Round

Quick answer

As of October 2026, there are 54 natural round diamonds with F colour and IF clarity in the 3.00 to 4.99ct range available across retailers worldwide. Prices typically run $112,766 NZD to $290,004 NZD, with a median of $172,361 NZD. At least 54 retailers stock this exact specification, and 26% of the stones appear at more than one of them, with an average price spread of 37%. Half of all listings fall between $38,630 NZD and $55,890 NZD per carat. The same specification in lab grown form lists at a median of about $1,439 NZD per carat. Over the last 30 days the median price moved -1.4% and the number of listings moved -5.7%.

Three of the best scored stones at this specification right now:

Caratlytics Diamond Price Index, September 2026: natural diamonds at 2,335 USD per carat and lab-grown at 443 USD per carat, a natural to lab ratio of 5.3 to 1. Round natural stones in the index: 2,248 USD per carat, +7.6% month on month. See the full index release

Figures come from current listings across more than 100 retailers and refresh daily. The index is a monthly release.

Last updated: October 2026

Available

Lowest Price

$77,092 NZD

Highest Price

$516,455 NZD

Average Price

$190,477 NZD

Market Intelligence

Retailers Selling

Cross Retailer %

26.5%

Price Spread

37.1%

30-Day Price Trend

-1.4%

30-Day Supply Change

-5.7%

Volatility (30d)

0.01

Price Range

Price per carat distribution across retailers

$26,249/ct

10th Percentile

$17,709

Median

$26,249

90th Percentile

$39,110

Score Distribution

150 diamonds scored across 4 quality tiers

Excellent

28 (18.7%)

Very Good

24 (16.0%)

Good

44 (29.3%)

Average

54 (36.0%)

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Consider Instead

Save money without compromising on what matters. These alternatives are visually similar but cost less.

F VVS1VVS1 inclusions are not visible without magnification

Save 9%

Lab-Grown F IFSame specifications, lab-grown origin

Save 98%

Related Specifications

D IF D VVS1 D VVS2 D VS1 D VS2 D SI1 E IF E VVS1 E VVS2 E VS1 E VS2 E SI1 F IF F VVS1 F VVS2 F VS1 F VS2 F SI1 G IF G VVS1 G VVS2 G VS1 G VS2 G SI1 H IF H VVS1 H VVS2 H VS1 H VS2 H SI1 I IF I VVS1 I VVS2 I VS1 I VS2 I SI1