How much does a 3.00 to 4.99ct F I1 natural heart diamond cost?

As of September 2026, 3.00 to 4.99ct F I1 natural heart diamonds typically cost $26,005 USD to $88,584 USD, with a median price of $51,298 USD. There are currently 7 diamonds matching this specification available across retailers.

Where can I find the best price on a F I1 heart diamond?

About 4% of these diamonds are available at multiple retailers, with an average price spread of 26%. A comparison tool like Carat Hunter lets you see all the prices side by side.

3.00 to 4.99ct F I1 Natural Heart

Quick answer

As of September 2026, there are 7 natural heart diamonds with F color and I1 clarity in the 3.00 to 4.99ct range available across retailers worldwide. Prices typically run $26,005 USD to $88,584 USD, with a median of $51,298 USD. At least 7 retailers stock this exact specification, and 4% of the stones appear at more than one of them, with an average price spread of 26%. Half of all listings fall between $2,596 USD and $3,378 USD per carat. Over the last 30 days the median price moved -81.3% and the number of listings moved -84.6%.

Three of the best scored stones at this specification right now:

3.00ct Heart F I1, IGI, score 76 of 100, from $7,540 USD

Caratlytics Diamond Price Index, August 2026: natural diamonds at 2,184 USD per carat and lab-grown at 464 USD per carat, a natural to lab ratio of 4.7 to 1. Heart natural stones in the index: 2,261 USD per carat, +1.7% month on month. See the full index release

Figures come from live listings across more than 100 retailers and refresh daily. The index is a monthly release.

Last updated: September 2026

Available

Lowest Price

$7,540 USD

Highest Price

$107,188 USD

Average Price

$58,217 USD

Market Intelligence

Retailers Selling

Cross Retailer %

4.3%

Price Spread

26.0%

30-Day Price Trend

-81.3%

30-Day Supply Change

-84.6%

Volatility (30d)

0.05

Price Range

Price per carat distribution across retailers

$3,006/ct

10th Percentile

$2,511

Median

$3,006

90th Percentile

$3,834

Score Distribution

7 diamonds scored across 2 quality tiers

Very Good

1 (14.3%)

Average

6 (85.7%)

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Related Specifications

D IF D VVS1 D VVS2 D VS1 D VS2 D SI1 E IF E VVS1 E VVS2 E VS1 E VS2 E SI1 F IF F VVS1 F VVS2 F VS1 F VS2 F SI1 G IF G VVS1 G VVS2 G VS1 G VS2 G SI1 H IF H VVS1 H VVS2 H VS1 H VS2 H SI1 I IF I VVS1 I VVS2 I VS1 I VS2 I SI1