How much does a 3.00 to 4.99ct F SI1 natural heart diamond cost?

As of September 2026, 3.00 to 4.99ct F SI1 natural heart diamonds typically cost $27,930 USD to $85,149 USD, with a median price of $41,092 USD. There are currently 72 diamonds matching this specification available across retailers.

Where can I find the best price on a F SI1 heart diamond?

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3.00 to 4.99ct F SI1 Natural Heart

Quick answer

As of September 2026, there are 72 natural heart diamonds with F color and SI1 clarity in the 3.00 to 4.99ct range available across retailers worldwide. Prices typically run $27,930 USD to $85,149 USD, with a median of $41,092 USD. At least 32 retailers stock this exact specification. Half of all listings fall between $7,748 USD and $11,874 USD per carat. The same specification in lab grown form lists at a median of about $382 USD per carat.

Three of the best scored stones at this specification right now:

Caratlytics Diamond Price Index, August 2026: natural diamonds at 2,184 USD per carat and lab-grown at 464 USD per carat, a natural to lab ratio of 4.7 to 1. Heart natural stones in the index: 2,261 USD per carat, +1.7% month on month. See the full index release

Figures come from live listings across more than 100 retailers and refresh daily. The index is a monthly release.

Last updated: September 2026

Available

Lowest Price

$16,377 USD

Highest Price

$172,020 USD

Average Price

$50,339 USD

Market Intelligence

Retailers Selling

Price Spread

42.2%

Price Range

Price per carat distribution across retailers

$9,777/ct

10th Percentile

$6,614

Median

$9,777

90th Percentile

$13,060

Score Distribution

72 diamonds scored across 4 quality tiers

Excellent

2 (2.8%)

Very Good

14 (19.4%)

Good

22 (30.6%)

Average

34 (47.2%)

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Consider Instead

Save money without compromising on what matters. These alternatives are visually similar but cost less.

F SI2SI2 inclusions are not visible without magnification

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Lab-Grown F SI1Same specifications, lab-grown origin

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Related Specifications

D IF D VVS1 D VVS2 D VS1 D VS2 D SI1 E IF E VVS1 E VVS2 E VS1 E VS2 E SI1 F IF F VVS1 F VVS2 F VS1 F VS2 F SI1 G IF G VVS1 G VVS2 G VS1 G VS2 G SI1 H IF H VVS1 H VVS2 H VS1 H VS2 H SI1 I IF I VVS1 I VVS2 I VS1 I VS2 I SI1