How much does a 0.20 to 0.49ct D IF natural heart diamond cost?

As of October 2026, 0.20 to 0.49ct D IF natural heart diamonds typically cost $558 USD to $1,428 USD, with a median price of $833 USD. There are currently 71 diamonds matching this specification available across retailers.

Where can I find the best price on a D IF heart diamond?

About 46% of these diamonds are available at multiple retailers, with an average price spread of 21%. A comparison tool like Carat Hunter lets you see all the prices side by side.

0.20 to 0.49ct D IF Natural Heart

Quick answer

As of October 2026, there are 71 natural heart diamonds with D color and IF clarity in the 0.20 to 0.49ct range available across retailers worldwide. Prices typically run $558 USD to $1,428 USD, with a median of $833 USD. At least 10 retailers stock this exact specification, and 46% of the stones appear at more than one of them, with an average price spread of 21%. Half of all listings fall between $2,045 USD and $2,529 USD per carat. The same specification in lab grown form lists at a median of about $859 USD per carat. Over the last 30 days the median price moved -1.2% and the number of listings moved -2.0%.

Three of the best scored stones at this specification right now:

Caratlytics Diamond Price Index, September 2026: natural diamonds at 2,335 USD per carat and lab-grown at 443 USD per carat, a natural to lab ratio of 5.3 to 1. Heart natural stones in the index: 2,374 USD per carat, +9.8% month on month. See the full index release

Figures come from current listings across more than 100 retailers and refresh daily. The index is a monthly release.

Last updated: October 2026

Available

Lowest Price

$380 USD

Highest Price

$2,718 USD

Average Price

$950 USD

Market Intelligence

Retailers Selling

Cross Retailer %

46.1%

Price Spread

20.7%

30-Day Price Trend

-1.2%

30-Day Supply Change

-2.0%

Volatility (30d)

0.01

Price Range

Price per carat distribution across retailers

$2,336/ct

10th Percentile

$1,663

Median

$2,336

90th Percentile

$2,690

Score Distribution

222 diamonds scored across 5 quality tiers

Exceptional

5 (2.3%)

Excellent

58 (26.1%)

Very Good

27 (12.2%)

Good

79 (35.6%)

Average

53 (23.9%)

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D VVS1VVS1 inclusions are not visible without magnification

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Lab-Grown D IFSame specifications, lab-grown origin

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Related Specifications

D IF D VVS1 D VVS2 D VS1 D VS2 D SI1 E IF E VVS1 E VVS2 E VS1 E VS2 E SI1 F IF F VVS1 F VVS2 F VS1 F VS2 F SI1 G IF G VVS1 G VVS2 G VS1 G VS2 G SI1 H IF H VVS1 H VVS2 H VS1 H VS2 H SI1 I IF I VVS1 I VVS2 I VS1 I VS2 I SI1