How much does a 0.20 to 0.49ct F SI1 natural heart diamond cost?

As of October 2026, 0.20 to 0.49ct F SI1 natural heart diamonds typically cost $345 USD to $612 USD, with a median price of $490 USD. There are currently 354 diamonds matching this specification available across retailers.

Where can I find the best price on a F SI1 heart diamond?

About 39% of these diamonds are available at multiple retailers, with an average price spread of 24%. A comparison tool like Carat Hunter lets you see all the prices side by side.

0.20 to 0.49ct F SI1 Natural Heart

Quick answer

As of October 2026, there are 354 natural heart diamonds with F color and SI1 clarity in the 0.20 to 0.49ct range available across retailers worldwide. Prices typically run $345 USD to $612 USD, with a median of $490 USD. At least 16 retailers stock this exact specification, and 39% of the stones appear at more than one of them, with an average price spread of 24%. Half of all listings fall between $1,305 USD and $1,668 USD per carat. Over the last 30 days the median price moved -6.2% and the number of listings moved -3.0%.

Three of the best scored stones at this specification right now:

Caratlytics Diamond Price Index, September 2026: natural diamonds at 2,335 USD per carat and lab-grown at 443 USD per carat, a natural to lab ratio of 5.3 to 1. Heart natural stones in the index: 2,374 USD per carat, +9.8% month on month. See the full index release

Figures come from current listings across more than 100 retailers and refresh daily. The index is a monthly release.

Last updated: October 2026

Available

354

Lowest Price

$208 USD

Highest Price

$1,247 USD

Average Price

$495 USD

Market Intelligence

Retailers Selling

Cross Retailer %

39.2%

Price Spread

24.5%

30-Day Price Trend

-6.2%

30-Day Supply Change

-3.0%

Volatility (30d)

0.02

Price Range

Price per carat distribution across retailers

$1,484/ct

10th Percentile

$1,044

Median

$1,484

90th Percentile

$1,957

Score Distribution

738 diamonds scored across 4 quality tiers

Excellent

60 (8.1%)

Very Good

187 (25.3%)

Good

171 (23.2%)

Average

320 (43.4%)

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Related Specifications

D IF D VVS1 D VVS2 D VS1 D VS2 D SI1 E IF E VVS1 E VVS2 E VS1 E VS2 E SI1 F IF F VVS1 F VVS2 F VS1 F VS2 F SI1 G IF G VVS1 G VVS2 G VS1 G VS2 G SI1 H IF H VVS1 H VVS2 H VS1 H VS2 H SI1 I IF I VVS1 I VVS2 I VS1 I VS2 I SI1