How much does a 0.20 to 0.49ct J VS1 natural heart diamond cost?

As of October 2026, 0.20 to 0.49ct J VS1 natural heart diamonds typically cost $295 USD to $601 USD, with a median price of $418 USD. There are currently 32 diamonds matching this specification available across retailers.

Where can I find the best price on a J VS1 heart diamond?

About 38% of these diamonds are available at multiple retailers, with an average price spread of 27%. A comparison tool like Carat Hunter lets you see all the prices side by side.

0.20 to 0.49ct J VS1 Natural Heart

Quick answer

As of October 2026, there are 32 natural heart diamonds with J color and VS1 clarity in the 0.20 to 0.49ct range available across retailers worldwide. Prices typically run $295 USD to $601 USD, with a median of $418 USD. At least 10 retailers stock this exact specification, and 38% of the stones appear at more than one of them, with an average price spread of 27%. Half of all listings fall between $1,200 USD and $1,573 USD per carat. The same specification in lab grown form lists at a median of about $664 USD per carat. Over the last 30 days the median price moved -4.7% and the number of listings moved -4.9%.

Three of the best scored stones at this specification right now:

Caratlytics Diamond Price Index, September 2026: natural diamonds at 2,335 USD per carat and lab-grown at 443 USD per carat, a natural to lab ratio of 5.3 to 1. Heart natural stones in the index: 2,374 USD per carat, +9.8% month on month. See the full index release

Figures come from current listings across more than 100 retailers and refresh daily. The index is a monthly release.

Last updated: October 2026

Available

Lowest Price

$162 USD

Highest Price

$1,410 USD

Average Price

$464 USD

Market Intelligence

Retailers Selling

Cross Retailer %

38.5%

Price Spread

27.1%

30-Day Price Trend

-4.7%

30-Day Supply Change

-4.9%

Volatility (30d)

0.02

Price Range

Price per carat distribution across retailers

$1,377/ct

10th Percentile

$1,087

Median

$1,377

90th Percentile

$1,761

Score Distribution

109 diamonds scored across 4 quality tiers

Excellent

13 (11.9%)

Very Good

16 (14.7%)

Good

15 (13.8%)

Average

65 (59.6%)

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Consider Instead

Save money without compromising on what matters. These alternatives are visually similar but cost less.

Lab-Grown J VS1Same specifications, lab-grown origin

Save 52%

Related Specifications

D IF D VVS1 D VVS2 D VS1 D VS2 D SI1 E IF E VVS1 E VVS2 E VS1 E VS2 E SI1 F IF F VVS1 F VVS2 F VS1 F VS2 F SI1 G IF G VVS1 G VVS2 G VS1 G VS2 G SI1 H IF H VVS1 H VVS2 H VS1 H VS2 H SI1 I IF I VVS1 I VVS2 I VS1 I VS2 I SI1