How much does a 3.00 to 4.99ct H IF natural heart diamond cost?

As of September 2026, 3.00 to 4.99ct H IF natural heart diamonds typically cost $60,548 NZD to $147,223 NZD, with a median price of $81,168 NZD. There are currently 7 diamonds matching this specification available across retailers.

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3.00 to 4.99ct H IF Natural Heart

Quick answer

As of September 2026, there are 7 natural heart diamonds with H colour and IF clarity in the 3.00 to 4.99ct range available across retailers worldwide. Prices typically run $60,548 NZD to $147,223 NZD, with a median of $81,168 NZD. At least 28 retailers stock this exact specification. Half of all listings fall between $14,040 NZD and $28,003 NZD per carat.

Three of the best scored stones at this specification right now:

Caratlytics Diamond Price Index, August 2026: natural diamonds at 2,184 USD per carat and lab-grown at 464 USD per carat, a natural to lab ratio of 4.7 to 1. Heart natural stones in the index: 2,261 USD per carat, +1.7% month on month. See the full index release

Figures come from live listings across more than 100 retailers and refresh daily. The index is a monthly release.

Last updated: September 2026

Available

Lowest Price

$38,212 NZD

Highest Price

$163,576 NZD

Average Price

$94,490 NZD

Market Intelligence

Retailers Selling

Price Spread

62.0%

Price Range

Price per carat distribution across retailers

$13,509/ct

10th Percentile

$7,538

Median

$13,509

90th Percentile

$21,195

Score Distribution

7 diamonds scored across 3 quality tiers

Excellent

1 (14.3%)

Very Good

2 (28.6%)

Good

4 (57.1%)

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Related Specifications

D IF D VVS1 D VVS2 D VS1 D VS2 D SI1 E IF E VVS1 E VVS2 E VS1 E VS2 E SI1 F IF F VVS1 F VVS2 F VS1 F VS2 F SI1 G IF G VVS1 G VVS2 G VS1 G VS2 G SI1 H IF H VVS1 H VVS2 H VS1 H VS2 H SI1 I IF I VVS1 I VVS2 I VS1 I VS2 I SI1