How much does a 3.00 to 4.99ct D VS1 natural heart diamond cost?

As of October 2026, 3.00 to 4.99ct D VS1 natural heart diamonds typically cost $78,298 NZD to $187,015 NZD, with a median price of $136,184 NZD. There are currently 31 diamonds matching this specification available across retailers.

Where can I find the best price on a D VS1 heart diamond?

About 34% of these diamonds are available at multiple retailers, with an average price spread of 23%. A comparison tool like Carat Hunter lets you see all the prices side by side.

3.00 to 4.99ct D VS1 Natural Heart

Quick answer

As of October 2026, there are 31 natural heart diamonds with D colour and VS1 clarity in the 3.00 to 4.99ct range available across retailers worldwide. Prices typically run $78,298 NZD to $187,015 NZD, with a median of $136,184 NZD. At least 43 retailers stock this exact specification, and 34% of the stones appear at more than one of them, with an average price spread of 23%. Half of all listings fall between $24,463 NZD and $30,716 NZD per carat. The same specification in lab grown form lists at a median of about $825 NZD per carat. Over the last 30 days the median price moved -4.3% and the number of listings moved +10.0%.

Three of the best scored stones at this specification right now:

Caratlytics Diamond Price Index, September 2026: natural diamonds at 2,335 USD per carat and lab-grown at 443 USD per carat, a natural to lab ratio of 5.3 to 1. Heart natural stones in the index: 2,374 USD per carat, +9.8% month on month. See the full index release

Figures come from current listings across more than 100 retailers and refresh daily. The index is a monthly release.

Last updated: October 2026

Available

Lowest Price

$31,763 NZD

Highest Price

$327,183 NZD

Average Price

$134,665 NZD

Market Intelligence

Retailers Selling

Cross Retailer %

34.2%

Price Spread

22.6%

30-Day Price Trend

-4.3%

30-Day Supply Change

+10.0%

Volatility (30d)

0.01

Price Range

Price per carat distribution across retailers

$15,590/ct

10th Percentile

$12,538

Median

$15,590

90th Percentile

$18,710

Score Distribution

104 diamonds scored across 5 quality tiers

Exceptional

1 (1.0%)

Excellent

20 (19.2%)

Very Good

20 (19.2%)

Good

20 (19.2%)

Average

43 (41.3%)

Find Your Diamond

Search 31 D VS1 heart diamonds and compare prices.

Search Diamonds

Consider Instead

Save money without compromising on what matters. These alternatives are visually similar but cost less.

D VS2VS2 inclusions are not visible without magnification

Save 5%

Lab-Grown D VS1Same specifications, lab-grown origin

Save 97%

Related Specifications

D IF D VVS1 D VVS2 D VS1 D VS2 D SI1 E IF E VVS1 E VVS2 E VS1 E VS2 E SI1 F IF F VVS1 F VVS2 F VS1 F VS2 F SI1 G IF G VVS1 G VVS2 G VS1 G VS2 G SI1 H IF H VVS1 H VVS2 H VS1 H VS2 H SI1 I IF I VVS1 I VVS2 I VS1 I VS2 I SI1