How much does a 3.00 to 4.99ct F VVS2 natural heart diamond cost?

As of October 2026, 3.00 to 4.99ct F VVS2 natural heart diamonds typically cost $81,499 NZD to $146,087 NZD, with a median price of $122,536 NZD. There are currently 4 diamonds matching this specification available across retailers.

Where can I find the best price on a F VVS2 heart diamond?

About 31% of these diamonds are available at multiple retailers, with an average price spread of 34%. A comparison tool like Carat Hunter lets you see all the prices side by side.

3.00 to 4.99ct F VVS2 Natural Heart

Quick answer

As of October 2026, there are 4 natural heart diamonds with F colour and VVS2 clarity in the 3.00 to 4.99ct range available across retailers worldwide. Prices typically run $81,499 NZD to $146,087 NZD, with a median of $122,536 NZD. At least 34 retailers stock this exact specification, and 31% of the stones appear at more than one of them, with an average price spread of 34%. Half of all listings fall between $20,495 NZD and $28,415 NZD per carat. The same specification in lab grown form lists at a median of about $764 NZD per carat. Over the last 30 days the median price moved +0.5% and the number of listings moved +27.0%.

Three of the best scored stones at this specification right now:

Caratlytics Diamond Price Index, September 2026: natural diamonds at 2,335 USD per carat and lab-grown at 443 USD per carat, a natural to lab ratio of 5.3 to 1. Heart natural stones in the index: 2,374 USD per carat, +9.8% month on month. See the full index release

Figures come from current listings across more than 100 retailers and refresh daily. The index is a monthly release.

Last updated: October 2026

Available

Lowest Price

$67,623 NZD

Highest Price

$298,196 NZD

Average Price

$120,136 NZD

Market Intelligence

Retailers Selling

Cross Retailer %

30.9%

Price Spread

33.7%

30-Day Price Trend

+0.5%

30-Day Supply Change

+27.0%

Volatility (30d)

0.01

Price Range

Price per carat distribution across retailers

$13,238/ct

10th Percentile

$10,055

Median

$13,238

90th Percentile

$19,067

Score Distribution

16 diamonds scored across 3 quality tiers

Excellent

1 (6.3%)

Very Good

3 (18.8%)

Average

12 (75.0%)

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Consider Instead

Save money without compromising on what matters. These alternatives are visually similar but cost less.

Lab-Grown F VVS2Same specifications, lab-grown origin

Save 97%

Related Specifications

D IF D VVS1 D VVS2 D VS1 D VS2 D SI1 E IF E VVS1 E VVS2 E VS1 E VS2 E SI1 F IF F VVS1 F VVS2 F VS1 F VS2 F SI1 G IF G VVS1 G VVS2 G VS1 G VS2 G SI1 H IF H VVS1 H VVS2 H VS1 H VS2 H SI1 I IF I VVS1 I VVS2 I VS1 I VS2 I SI1