How much does a 3.00 to 4.99ct F VVS2 natural heart diamond cost?

As of September 2026, 3.00 to 4.99ct F VVS2 natural heart diamonds typically cost $74,766 NZD to $182,218 NZD, with a median price of $113,341 NZD. There are currently 8 diamonds matching this specification available across retailers.

Where can I find the best price on a F VVS2 heart diamond?

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3.00 to 4.99ct F VVS2 Natural Heart

Quick answer

As of September 2026, there are 8 natural heart diamonds with F colour and VVS2 clarity in the 3.00 to 4.99ct range available across retailers worldwide. Prices typically run $74,766 NZD to $182,218 NZD, with a median of $113,341 NZD. At least 24 retailers stock this exact specification. Half of all listings fall between $17,401 NZD and $22,448 NZD per carat. The same specification in lab grown form lists at a median of about $714 NZD per carat.

Three of the best scored stones at this specification right now:

Caratlytics Diamond Price Index, August 2026: natural diamonds at 2,184 USD per carat and lab-grown at 464 USD per carat, a natural to lab ratio of 4.7 to 1. Heart natural stones in the index: 2,261 USD per carat, +1.7% month on month. See the full index release

Figures come from live listings across more than 100 retailers and refresh daily. The index is a monthly release.

Last updated: September 2026

Available

Lowest Price

$67,931 NZD

Highest Price

$225,318 NZD

Average Price

$119,596 NZD

Market Intelligence

Retailers Selling

Price Spread

25.3%

Price Range

Price per carat distribution across retailers

$11,952/ct

10th Percentile

$9,256

Median

$11,952

90th Percentile

$15,319

Score Distribution

8 diamonds scored across 4 quality tiers

Excellent

1 (12.5%)

Very Good

2 (25.0%)

Good

2 (25.0%)

Average

3 (37.5%)

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Consider Instead

Save money without compromising on what matters. These alternatives are visually similar but cost less.

Lab-Grown F VVS2Same specifications, lab-grown origin

Save 96%

Related Specifications

D IF D VVS1 D VVS2 D VS1 D VS2 D SI1 E IF E VVS1 E VVS2 E VS1 E VS2 E SI1 F IF F VVS1 F VVS2 F VS1 F VS2 F SI1 G IF G VVS1 G VVS2 G VS1 G VS2 G SI1 H IF H VVS1 H VVS2 H VS1 H VS2 H SI1 I IF I VVS1 I VVS2 I VS1 I VS2 I SI1