How much does a 3.00 to 4.99ct I IF natural heart diamond cost?

As of November 2026, 3.00 to 4.99ct I IF natural heart diamonds typically cost $58,316 NZD to $142,601 NZD, with a median price of $95,018 NZD. There are currently 6 diamonds matching this specification available across retailers.

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3.00 to 4.99ct I IF Natural Heart

Quick answer

As of November 2026, there are 6 natural heart diamonds with I colour and IF clarity in the 3.00 to 4.99ct range available across retailers worldwide. Prices typically run $58,316 NZD to $142,601 NZD, with a median of $95,018 NZD.

Three of the best scored stones at this specification right now:

Caratlytics Diamond Price Index, September 2026: natural diamonds at 2,335 USD per carat and lab-grown at 443 USD per carat, a natural to lab ratio of 5.3 to 1. Heart natural stones in the index: 2,374 USD per carat, +9.8% month on month. See the full index release

Figures come from current listings across more than 100 retailers and refresh daily. The index is a monthly release.

Last updated: November 2026

Available

Lowest Price

$56,313 NZD

Highest Price

$239,137 NZD

Average Price

$102,935 NZD

Score Distribution

16 diamonds scored across 4 quality tiers

Excellent

3 (18.8%)

Very Good

5 (31.3%)

Good

2 (12.5%)

Average

6 (37.5%)

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Related Specifications

D IF D VVS1 D VVS2 D VS1 D VS2 D SI1 E IF E VVS1 E VVS2 E VS1 E VS2 E SI1 F IF F VVS1 F VVS2 F VS1 F VS2 F SI1 G IF G VVS1 G VVS2 G VS1 G VS2 G SI1 H IF H VVS1 H VVS2 H VS1 H VS2 H SI1 I IF I VVS1 I VVS2 I VS1 I VS2 I SI1