How much does a 3.00 to 4.99ct D IF natural heart diamond cost?

As of November 2026, 3.00 to 4.99ct D IF natural heart diamonds typically cost $107,476 NZD to $276,999 NZD, with a median price of $143,701 NZD. There are currently 18 diamonds matching this specification available across retailers.

Where can I find the best price on a D IF heart diamond?

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3.00 to 4.99ct D IF Natural Heart

Quick answer

As of November 2026, there are 18 natural heart diamonds with D colour and IF clarity in the 3.00 to 4.99ct range available across retailers worldwide. Prices typically run $107,476 NZD to $276,999 NZD, with a median of $143,701 NZD. The same specification in lab grown form lists at a median of about $2,677 NZD per carat.

Three of the best scored stones at this specification right now:

Caratlytics Diamond Price Index, September 2026: natural diamonds at 2,335 USD per carat and lab-grown at 443 USD per carat, a natural to lab ratio of 5.3 to 1. Heart natural stones in the index: 2,374 USD per carat, +9.8% month on month. See the full index release

Figures come from current listings across more than 100 retailers and refresh daily. The index is a monthly release.

Last updated: November 2026

Available

Lowest Price

$88,505 NZD

Highest Price

$513,320 NZD

Average Price

$170,511 NZD

Score Distribution

55 diamonds scored across 5 quality tiers

Exceptional

3 (5.5%)

Excellent

10 (18.2%)

Very Good

17 (30.9%)

Good

13 (23.6%)

Average

12 (21.8%)

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Related Specifications

D IF D VVS1 D VVS2 D VS1 D VS2 D SI1 E IF E VVS1 E VVS2 E VS1 E VS2 E SI1 F IF F VVS1 F VVS2 F VS1 F VS2 F SI1 G IF G VVS1 G VVS2 G VS1 G VS2 G SI1 H IF H VVS1 H VVS2 H VS1 H VS2 H SI1 I IF I VVS1 I VVS2 I VS1 I VS2 I SI1