How much does a 3.00 to 4.99ct D VVS2 natural heart diamond cost?

As of September 2026, 3.00 to 4.99ct D VVS2 natural heart diamonds typically cost $86,911 NZD to $203,078 NZD, with a median price of $99,842 NZD. There are currently 26 diamonds matching this specification available across retailers.

Where can I find the best price on a D VVS2 heart diamond?

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3.00 to 4.99ct D VVS2 Natural Heart

Quick answer

As of September 2026, there are 26 natural heart diamonds with D colour and VVS2 clarity in the 3.00 to 4.99ct range available across retailers worldwide. Prices typically run $86,911 NZD to $203,078 NZD, with a median of $99,842 NZD. At least 17 retailers stock this exact specification. Half of all listings fall between $21,868 NZD and $25,559 NZD per carat. The same specification in lab grown form lists at a median of about $793 NZD per carat.

Three of the best scored stones at this specification right now:

Caratlytics Diamond Price Index, August 2026: natural diamonds at 2,184 USD per carat and lab-grown at 464 USD per carat, a natural to lab ratio of 4.7 to 1. Heart natural stones in the index: 2,261 USD per carat, +1.7% month on month. See the full index release

Figures come from live listings across more than 100 retailers and refresh daily. The index is a monthly release.

Last updated: September 2026

Available

Lowest Price

$81,481 NZD

Highest Price

$480,561 NZD

Average Price

$138,979 NZD

Market Intelligence

Retailers Selling

Price Spread

16.1%

Price Range

Price per carat distribution across retailers

$13,345/ct

10th Percentile

$12,327

Median

$13,345

90th Percentile

$15,909

Score Distribution

26 diamonds scored across 4 quality tiers

Excellent

9 (34.6%)

Very Good

3 (11.5%)

Good

8 (30.8%)

Average

6 (23.1%)

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Consider Instead

Save money without compromising on what matters. These alternatives are visually similar but cost less.

Lab-Grown D VVS2Same specifications, lab-grown origin

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Related Specifications

D IF D VVS1 D VVS2 D VS1 D VS2 D SI1 E IF E VVS1 E VVS2 E VS1 E VS2 E SI1 F IF F VVS1 F VVS2 F VS1 F VS2 F SI1 G IF G VVS1 G VVS2 G VS1 G VS2 G SI1 H IF H VVS1 H VVS2 H VS1 H VS2 H SI1 I IF I VVS1 I VVS2 I VS1 I VS2 I SI1