How much does a 3.00 to 4.99ct I VS1 natural heart diamond cost?

As of November 2026, 3.00 to 4.99ct I VS1 natural heart diamonds typically cost $37,495 NZD to $95,170 NZD, with a median price of $67,294 NZD. There are currently 21 diamonds matching this specification available across retailers.

Where can I find the best price on a I VS1 heart diamond?

About 42% of these diamonds are available at multiple retailers, with an average price spread of 33%. A comparison tool like Carat Hunter lets you see all the prices side by side.

3.00 to 4.99ct I VS1 Natural Heart

Quick answer

As of November 2026, there are 21 natural heart diamonds with I colour and VS1 clarity in the 3.00 to 4.99ct range available across retailers worldwide. Prices typically run $37,495 NZD to $95,170 NZD, with a median of $67,294 NZD. At least 28 retailers stock this exact specification, and 42% of the stones appear at more than one of them, with an average price spread of 33%. Half of all listings fall between $13,075 NZD and $18,017 NZD per carat. The same specification in lab grown form lists at a median of about $790 NZD per carat. Over the last 30 days the median price moved +0.4% and the number of listings moved +1.0%.

Three of the best scored stones at this specification right now:

Caratlytics Diamond Price Index, September 2026: natural diamonds at 2,335 USD per carat and lab-grown at 443 USD per carat, a natural to lab ratio of 5.3 to 1. Heart natural stones in the index: 2,374 USD per carat, +9.8% month on month. See the full index release

Figures come from current listings across more than 100 retailers and refresh daily. The index is a monthly release.

Last updated: November 2026

Available

Lowest Price

$30,314 NZD

Highest Price

$162,996 NZD

Average Price

$69,018 NZD

Market Intelligence

Retailers Selling

Cross Retailer %

41.7%

Price Spread

32.6%

30-Day Price Trend

+0.4%

30-Day Supply Change

+1.0%

Volatility (30d)

0.00

Price Range

Price per carat distribution across retailers

$8,542/ct

10th Percentile

$6,670

Median

$8,542

90th Percentile

$10,994

Score Distribution

62 diamonds scored across 4 quality tiers

Excellent

17 (27.4%)

Very Good

12 (19.4%)

Good

15 (24.2%)

Average

18 (29.0%)

Find Your Diamond

Search 21 I VS1 heart diamonds and compare prices.

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Consider Instead

Save money without compromising on what matters. These alternatives are visually similar but cost less.

J VS1J colour is visually identical to I to the naked eye

Save 39%

Lab-Grown I VS1Same specifications, lab-grown origin

Save 95%

Related Specifications

D IF D VVS1 D VVS2 D VS1 D VS2 D SI1 E IF E VVS1 E VVS2 E VS1 E VS2 E SI1 F IF F VVS1 F VVS2 F VS1 F VS2 F SI1 G IF G VVS1 G VVS2 G VS1 G VS2 G SI1 H IF H VVS1 H VVS2 H VS1 H VS2 H SI1 I IF I VVS1 I VVS2 I VS1 I VS2 I SI1