How much does a 3.00 to 4.99ct D FL natural heart diamond cost?

As of September 2026, 3.00 to 4.99ct D FL natural heart diamonds typically cost HK$525,319 HKD to HK$1,176,566 HKD, with a median price of HK$706,771 HKD. There are currently 48 diamonds matching this specification available across retailers.

Where can I find the best price on a D FL heart diamond?

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3.00 to 4.99ct D FL Natural Heart

Quick answer

As of September 2026, there are 48 natural heart diamonds with D colour and FL clarity in the 3.00 to 4.99ct range available across retailers worldwide. Prices typically run HK$525,319 HKD to HK$1,176,566 HKD, with a median of HK$706,771 HKD. At least 25 retailers stock this exact specification. Half of all listings fall between HK$207,463 HKD and HK$251,898 HKD per carat. The same specification in lab grown form lists at a median of about HK$15,994 HKD per carat.

Three of the best scored stones at this specification right now:

Caratlytics Diamond Price Index, August 2026: natural diamonds at 2,184 USD per carat and lab-grown at 464 USD per carat, a natural to lab ratio of 4.7 to 1. Heart natural stones in the index: 2,261 USD per carat, +1.7% month on month. See the full index release

Figures come from live listings across more than 100 retailers and refresh daily. The index is a monthly release.

Last updated: September 2026

Available

Lowest Price

HK$378,980 HKD

Highest Price

HK$1,746,952 HKD

Average Price

HK$806,962 HKD

Market Intelligence

Retailers Selling

Price Spread

19.9%

Price Range

Price per carat distribution across retailers

$28,444/ct

10th Percentile

$23,633

Median

$28,444

90th Percentile

$38,007

Score Distribution

48 diamonds scored across 5 quality tiers

Exceptional

3 (6.3%)

Excellent

15 (31.3%)

Very Good

8 (16.7%)

Good

17 (35.4%)

Average

5 (10.4%)

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Related Specifications

D IF D VVS1 D VVS2 D VS1 D VS2 D SI1 E IF E VVS1 E VVS2 E VS1 E VS2 E SI1 F IF F VVS1 F VVS2 F VS1 F VS2 F SI1 G IF G VVS1 G VVS2 G VS1 G VS2 G SI1 H IF H VVS1 H VVS2 H VS1 H VS2 H SI1 I IF I VVS1 I VVS2 I VS1 I VS2 I SI1