How much does a 3.00 to 4.99ct F VS1 natural heart diamond cost?

As of October 2026, 3.00 to 4.99ct F VS1 natural heart diamonds typically cost HK$310,297 HKD to HK$730,814 HKD, with a median price of HK$461,726 HKD. There are currently 13 diamonds matching this specification available across retailers.

Where can I find the best price on a F VS1 heart diamond?

About 29% of these diamonds are available at multiple retailers, with an average price spread of 30%. A comparison tool like Carat Hunter lets you see all the prices side by side.

3.00 to 4.99ct F VS1 Natural Heart

Quick answer

As of October 2026, there are 13 natural heart diamonds with F colour and VS1 clarity in the 3.00 to 4.99ct range available across retailers worldwide. Prices typically run HK$310,297 HKD to HK$730,814 HKD, with a median of HK$461,726 HKD. At least 41 retailers stock this exact specification, and 29% of the stones appear at more than one of them, with an average price spread of 30%. Half of all listings fall between HK$91,807 HKD and HK$124,874 HKD per carat. The same specification in lab grown form lists at a median of about HK$3,788 HKD per carat. Over the last 30 days the median price moved -1.4% and the number of listings moved +10.7%.

Three of the best scored stones at this specification right now:

Caratlytics Diamond Price Index, September 2026: natural diamonds at 2,335 USD per carat and lab-grown at 443 USD per carat, a natural to lab ratio of 5.3 to 1. Heart natural stones in the index: 2,374 USD per carat, +9.8% month on month. See the full index release

Figures come from current listings across more than 100 retailers and refresh daily. The index is a monthly release.

Last updated: October 2026

Available

Lowest Price

HK$240,295 HKD

Highest Price

HK$1,470,288 HKD

Average Price

HK$529,064 HKD

Market Intelligence

Retailers Selling

Cross Retailer %

29.3%

Price Spread

29.9%

30-Day Price Trend

-1.4%

30-Day Supply Change

+10.7%

Volatility (30d)

0.01

Price Range

Price per carat distribution across retailers

$14,098/ct

10th Percentile

$10,077

Median

$14,098

90th Percentile

$17,943

Score Distribution

41 diamonds scored across 4 quality tiers

Excellent

7 (17.1%)

Very Good

3 (7.3%)

Good

10 (24.4%)

Average

21 (51.2%)

Find Your Diamond

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Consider Instead

Save money without compromising on what matters. These alternatives are visually similar but cost less.

F VS2VS2 inclusions are not visible without magnification

Save 16%

Lab-Grown F VS1Same specifications, lab-grown origin

Save 96%

Related Specifications

D IF D VVS1 D VVS2 D VS1 D VS2 D SI1 E IF E VVS1 E VVS2 E VS1 E VS2 E SI1 F IF F VVS1 F VVS2 F VS1 F VS2 F SI1 G IF G VVS1 G VVS2 G VS1 G VS2 G SI1 H IF H VVS1 H VVS2 H VS1 H VS2 H SI1 I IF I VVS1 I VVS2 I VS1 I VS2 I SI1