How much does a 0.20 to 0.49ct D VVS1 natural heart diamond cost?

As of October 2026, 0.20 to 0.49ct D VVS1 natural heart diamonds typically cost $888 NZD to $2,516 NZD, with a median price of $1,362 NZD. There are currently 263 diamonds matching this specification available across retailers.

Where can I find the best price on a D VVS1 heart diamond?

About 44% of these diamonds are available at multiple retailers, with an average price spread of 22%. A comparison tool like Carat Hunter lets you see all the prices side by side.

0.20 to 0.49ct D VVS1 Natural Heart

Quick answer

As of October 2026, there are 263 natural heart diamonds with D colour and VVS1 clarity in the 0.20 to 0.49ct range available across retailers worldwide. Prices typically run $888 NZD to $2,516 NZD, with a median of $1,362 NZD. At least 14 retailers stock this exact specification, and 44% of the stones appear at more than one of them, with an average price spread of 22%. Half of all listings fall between $3,485 NZD and $4,332 NZD per carat. The same specification in lab grown form lists at a median of about $1,099 NZD per carat. Over the last 30 days the median price moved -3.3% and the number of listings moved +2.1%.

Three of the best scored stones at this specification right now:

Caratlytics Diamond Price Index, September 2026: natural diamonds at 2,335 USD per carat and lab-grown at 443 USD per carat, a natural to lab ratio of 5.3 to 1. Heart natural stones in the index: 2,374 USD per carat, +9.8% month on month. See the full index release

Figures come from current listings across more than 100 retailers and refresh daily. The index is a monthly release.

Last updated: October 2026

Available

263

Lowest Price

$545 NZD

Highest Price

$4,441 NZD

Average Price

$1,542 NZD

Market Intelligence

Retailers Selling

Cross Retailer %

44.3%

Price Spread

21.7%

30-Day Price Trend

-3.3%

30-Day Supply Change

+2.1%

Volatility (30d)

0.01

Price Range

Price per carat distribution across retailers

$2,200/ct

10th Percentile

$1,599

Median

$2,200

90th Percentile

$2,650

Score Distribution

728 diamonds scored across 5 quality tiers

Exceptional

2 (0.3%)

Excellent

159 (21.8%)

Very Good

114 (15.7%)

Good

181 (24.9%)

Average

272 (37.4%)

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Related Specifications

D IF D VVS1 D VVS2 D VS1 D VS2 D SI1 E IF E VVS1 E VVS2 E VS1 E VS2 E SI1 F IF F VVS1 F VVS2 F VS1 F VS2 F SI1 G IF G VVS1 G VVS2 G VS1 G VS2 G SI1 H IF H VVS1 H VVS2 H VS1 H VS2 H SI1 I IF I VVS1 I VVS2 I VS1 I VS2 I SI1