How much does a 0.20 to 0.49ct D VVS2 natural heart diamond cost?

As of October 2026, 0.20 to 0.49ct D VVS2 natural heart diamonds typically cost $820 NZD to $2,105 NZD, with a median price of $1,244 NZD. There are currently 475 diamonds matching this specification available across retailers.

Where can I find the best price on a D VVS2 heart diamond?

About 41% of these diamonds are available at multiple retailers, with an average price spread of 30%. A comparison tool like Carat Hunter lets you see all the prices side by side.

0.20 to 0.49ct D VVS2 Natural Heart

Quick answer

As of October 2026, there are 475 natural heart diamonds with D colour and VVS2 clarity in the 0.20 to 0.49ct range available across retailers worldwide. Prices typically run $820 NZD to $2,105 NZD, with a median of $1,244 NZD. At least 21 retailers stock this exact specification, and 41% of the stones appear at more than one of them, with an average price spread of 30%. Half of all listings fall between $3,264 NZD and $4,442 NZD per carat. The same specification in lab grown form lists at a median of about $859 NZD per carat. Over the last 30 days the median price moved -3.3% and the number of listings moved +1.8%.

Three of the best scored stones at this specification right now:

Caratlytics Diamond Price Index, September 2026: natural diamonds at 2,335 USD per carat and lab-grown at 443 USD per carat, a natural to lab ratio of 5.3 to 1. Heart natural stones in the index: 2,374 USD per carat, +9.8% month on month. See the full index release

Figures come from current listings across more than 100 retailers and refresh daily. The index is a monthly release.

Last updated: October 2026

Available

475

Lowest Price

$491 NZD

Highest Price

$4,173 NZD

Average Price

$1,354 NZD

Market Intelligence

Retailers Selling

Cross Retailer %

40.9%

Price Spread

30.1%

30-Day Price Trend

-3.3%

30-Day Supply Change

+1.8%

Volatility (30d)

0.01

Price Range

Price per carat distribution across retailers

$2,196/ct

10th Percentile

$1,624

Median

$2,196

90th Percentile

$2,690

Score Distribution

1.0K diamonds scored across 5 quality tiers

Exceptional

1 (0.1%)

Excellent

261 (25.6%)

Very Good

247 (24.2%)

Good

330 (32.3%)

Average

182 (17.8%)

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Lab-Grown D VVS2Same specifications, lab-grown origin

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Related Specifications

D IF D VVS1 D VVS2 D VS1 D VS2 D SI1 E IF E VVS1 E VVS2 E VS1 E VS2 E SI1 F IF F VVS1 F VVS2 F VS1 F VS2 F SI1 G IF G VVS1 G VVS2 G VS1 G VS2 G SI1 H IF H VVS1 H VVS2 H VS1 H VS2 H SI1 I IF I VVS1 I VVS2 I VS1 I VS2 I SI1