How much does a 0.20 to 0.49ct F VVS1 natural heart diamond cost?

As of October 2026, 0.20 to 0.49ct F VVS1 natural heart diamonds typically cost $801 NZD to $2,253 NZD, with a median price of $1,150 NZD. There are currently 134 diamonds matching this specification available across retailers.

Where can I find the best price on a F VVS1 heart diamond?

About 43% of these diamonds are available at multiple retailers, with an average price spread of 23%. A comparison tool like Carat Hunter lets you see all the prices side by side.

0.20 to 0.49ct F VVS1 Natural Heart

Quick answer

As of October 2026, there are 134 natural heart diamonds with F colour and VVS1 clarity in the 0.20 to 0.49ct range available across retailers worldwide. Prices typically run $801 NZD to $2,253 NZD, with a median of $1,150 NZD. At least 13 retailers stock this exact specification, and 43% of the stones appear at more than one of them, with an average price spread of 23%. Half of all listings fall between $3,000 NZD and $3,804 NZD per carat. The same specification in lab grown form lists at a median of about $1,201 NZD per carat. Over the last 30 days the median price moved -4.5% and the number of listings moved -3.3%.

Three of the best scored stones at this specification right now:

Caratlytics Diamond Price Index, September 2026: natural diamonds at 2,335 USD per carat and lab-grown at 443 USD per carat, a natural to lab ratio of 5.3 to 1. Heart natural stones in the index: 2,374 USD per carat, +9.8% month on month. See the full index release

Figures come from current listings across more than 100 retailers and refresh daily. The index is a monthly release.

Last updated: October 2026

Available

134

Lowest Price

$428 NZD

Highest Price

$3,655 NZD

Average Price

$1,342 NZD

Market Intelligence

Retailers Selling

Cross Retailer %

43.1%

Price Spread

23.3%

30-Day Price Trend

-4.5%

30-Day Supply Change

-3.3%

Volatility (30d)

0.01

Price Range

Price per carat distribution across retailers

$1,946/ct

10th Percentile

$1,479

Median

$1,946

90th Percentile

$2,365

Score Distribution

351 diamonds scored across 5 quality tiers

Exceptional

1 (0.3%)

Excellent

52 (14.8%)

Very Good

57 (16.2%)

Good

74 (21.1%)

Average

167 (47.6%)

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Consider Instead

Save money without compromising on what matters. These alternatives are visually similar but cost less.

Lab-Grown F VVS1Same specifications, lab-grown origin

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Related Specifications

D IF D VVS1 D VVS2 D VS1 D VS2 D SI1 E IF E VVS1 E VVS2 E VS1 E VS2 E SI1 F IF F VVS1 F VVS2 F VS1 F VS2 F SI1 G IF G VVS1 G VVS2 G VS1 G VS2 G SI1 H IF H VVS1 H VVS2 H VS1 H VS2 H SI1 I IF I VVS1 I VVS2 I VS1 I VS2 I SI1